Embrace Home Loans - FIG, Middletown, RI

Middletown, RI

4.9

(3,527)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Middletown, RI

https://www.embracehomeloans.com/location/rhode-island/financial-institutions-group

Location & Business Hours

Business Hours

Mon

9 AM to 5 PM

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

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4.9

(3,527)

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Experience.com

4.9

(3.3K)

Zillow

5.0

(46)

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5.0

(3)

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Kirk had to step in at the last minute and take over our loan. He was well informed and available 24/7 all the way to the end.

Reply from Kirk Hutchings

August 24th, 2025 09:38 PM

Todd, I appreciate you sharing your experience. Stepping in at the last minute can present its own challenges, but I'm glad I could be there for you throughout the process. Being available and informed is important to me, and I'm pleased to...

EEREveryone

Reply from Kirk Hutchings

August 16th, 2025 12:04 PM

Christina, thank you for leaving such a positive rating. I truly appreciate your support and am glad that your experience with Embrace Home Loans was satisfactory. If you have any other feedback you'd like to share or need further assistance,...

Kirk was excellent to work with. He was right on top of everything and very quick to respond to all situations to make this property close. I will for sure recommend Kirk for all my future Buyers . Anita Jones, Michael Saunders & Company

Reply from Kirk Hutchings

July 30th, 2025 01:39 PM

Anita was amazing to work with. She was able to help sellers realtor by getting information which helped close the sale. This transaction would not have happened without her . Kirk

Just a very easy, pleasant experience. My wife and I actually dealt with Keith Yelle for 80% of this process, but when Kirk took over, he was great as well.

Reply from Kirk Hutchings

August 13th, 2025 01:06 PM

Thank you, Derek, for sharing your experience. I'm glad to hear that the process was easy and pleasant for both you and your wife. While it sounds like Keith Yelle was able to assist you for much of the journey, I'm pleased to know that my...

Kirk is absolutely top-notch—10 out of 10 stars!! The entire process from start to finish was smooth and stress-free, thanks to his clear, upbeat communication and prompt responses. Kirk was so friendly and easy to work with, and the final...

Reply from Kirk Hutchings

August 8th, 2025 10:27 AM

Karen, thank you for your incredibly kind feedback. I'm delighted to know that the whole process felt smooth and stress-free for you. Clear and prompt communication is something I always aim for, so I'm pleased it played a role in your experience....

Kerry did a great job of navigating us through the loan process.

Kirk was easy to talk to, provided constant communication and updates, and when I messaged him, he was pretty quick with responding.

Reply from Kirk Hutchings

July 23rd, 2025 12:45 PM

Christopher, I'm glad to hear that you found the communication process smooth and timely during your experience. Being accessible and providing regular updates is something I strive for, so it's great to know it was helpful for you. If you...

Kirk's communication was fantastic. I work with multiple lenders in Realestate and I couldn't have asked for a better experience. I will highly recommend him.

Very fast answers all paperwork done quickly and easily

Reply from Kate Pezzi

July 3rd, 2025 07:44 PM

Thank you for the 5 star review, Kurt! It was a pleasure working with you.

This whole experience was so easy! We are so grateful for all Kate did for us!

Reply from Kate Pezzi

July 3rd, 2025 06:05 PM

Thank you for your kind words, Marilyn! I wish you all the best.

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Our Company

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.