

Reed Wagstaff
Loan Partner | NMLS #2131672

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Reed was the absolute best! We truly could not have asked for a better experience. We would 100/100 recommend him to anyone buying a home. We can’t thank Reed enough for going above and beyond every step of the way and making our first home-buying...
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Reed was great and very attentive to every need that we had through the whole process!
Reply from Reed Wagstaff
June 22nd, 2026 07:53 PM
Katalina, thank you for your kind feedback. I'm glad to know that I could be attentive to your needs throughout the process. If there's anything more I can assist you with, please let me know.
Reed was very pleasant to work with. He was very responsive, communicative, and did a great job keeping us informed and supported. He's also friendly and always had a great attitude. Highly recommend!
Reply from Reed Wagstaff
June 22nd, 2026 04:16 PM
Nicole, thank you for your kind words. I'm pleased to hear that you felt well-informed and supported throughout the process. Your recommendation means a lot to me, and if you ever need further assistance, please feel free to reach out.
Great to work with; timely updates
Reed provided excellent service and is among the top lenders in the United States. I would recommend to anyone looking to finance a residnetial property.
Reply from Reed Wagstaff
April 6th, 2026 02:23 PM
Jacob, thank you for your generous feedback. I'm glad to hear that you hold my service in high regard and would recommend it to others. It's my goal to provide the best possible experience in financing residential properties. Should you need...
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It was very quick and for the most part everything was ready to go when we thought , I was able to get a great rate
Reply from Reed Wagstaff
March 23rd, 2026 01:48 PM
Christina, I appreciate you sharing your experience. I'm pleased to hear that the process moved quickly and that we could secure a great rate for you. If there's anything else I can do to assist you further, please feel free to reach out.
Working with Reed was one of the best decisions we made in the homebuying process because he not only made it possible for us to buy our dream home, but he guided us through the entire process to ensure we were ahead of the game with every...
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Reply from Reed Wagstaff
February 17th, 2026 04:47 PM
Tyler, I'm truly grateful for your kind words. It was a pleasure to work with you and your wife throughout the homebuying process. I'm glad to hear that my efforts in communication and guidance made a real difference as you secured your dream...
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Reed was awesome. He was super knowledgable throughout the entire process and was very flexible when changes needed to be made last minute. Couldn't have done a better job.
Reed was very attentive and worked hard to get me the best rate possible. I highly recommend Reed.
Reed was very attentive and helpful throughout the process. he made sure to keep constant communication to make sure we met all our goals .
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 2131672
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235