At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Rebekah and Rachel were very professional and easy to work with, Great communication time to time , no hastle and easy process , never knew mortgage application can be this easy, have heard horror stories but with Rebekah it felt like i didn't...
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Reply from Rebekah Killgo
March 16th, 2026 08:20 PM
I'm delighted to hear that your mortgage application process was smooth and hassle-free. It was a pleasure working with you alongside Rachel, and we are thrilled to know that we could make the experience easy and efficient for you. Thank you...
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Rebekah fought for my business, and fought to keep it once she had it. She and the rest of the team at Mutual of Omaha got me a mortage at lower than market rate and provided excellent service throughout the process.
Reply from Rebekah Killgo
March 16th, 2026 08:20 PM
I'm thrilled to hear that you had such a positive experience with your mortgage process, Joshua. It was a pleasure to assist you, and I'm glad we could secure a great rate for you. Thank you for choosing Mutual of Omaha Mortgage and for your...
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Communication and advice from day one. Everything was completed quickly and we closed 10 days prior to original closing date!
Reply from Rebekah Killgo
March 16th, 2026 08:20 PM
I'm thrilled to hear that the communication and advice met your expectations and that we were able to close earlier than planned. It was a pleasure assisting you throughout the process. Thank you for your kind words and for choosing Mutual...
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Rebekah was very responsive
Reply from Rebekah Killgo
March 16th, 2026 08:20 PM
I'm glad to hear that you found my responsiveness helpful, Andrew. It was a pleasure assisting you with your mortgage needs. If you have any further questions or need assistance, please feel free to reach out.
communication
Reply from Rebekah Killgo
March 16th, 2026 08:20 PM
I'm glad to hear you had a positive experience with the communication during your mortgage process. If there is anything more I can do to assist you, please feel free to reach out.
Stephane W
TEMPLE, TX
Posted on June 7th, 2025 07:30 PM
As a new owner, the most difficult thing is getting the knowledge. You guys educated me on how to properly read and understand the loan estimate. Communication was flawless. The only thing is to actually make it easy for service members to...
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Reply from Rebekah Killgo
March 16th, 2026 08:20 PM
I'm delighted to hear that you found the communication flawless and that the education on reading and understanding the loan estimate was beneficial. We appreciate your feedback regarding the verification process with the VA and will certainly...
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I travel for work - a LOT - and having everything run via e-mail and the portal for things made this entire process a LOT easier than it was when I bought my first home six years ago. Rebekah and Rachel and Mo made this fairly easy and straightforward...
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Reply from Rebekah Killgo
March 16th, 2026 08:20 PM
I'm thrilled to hear that the email and portal process made things easier for you, especially with your work travels. It was a pleasure working alongside Rachel and Mo to assist you with this unique purchase. Your appreciation for our guidance...
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very easy, open, clean, clear, prompt, to the point communication
Reply from Rebekah Killgo
March 16th, 2026 08:20 PM
I'm glad to hear that you found the communication process easy and clear. It was a pleasure assisting you at Mutual of Omaha Mortgage. Thank you for your positive feedback!
We just felt that The proper income and supporting documents should have been used prior to going to underwriting rather than having to submit more income and docs to get the loan approved.
Reply from Rebekah Killgo
March 16th, 2026 08:20 PM
Thank you for your feedback, Andrew. I understand that the document submission process can be challenging, and I apologize for any inconvenience it may have caused. Your input is valuable, and I will use it to improve the experience for future...
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Rebekah was absolutely amazing throughout my home loan process. She’s incredibly professional, responsive, and always took the time to answer all of my questions clearly and thoroughly. As a first-time homebuyer, I had a lot to learn, and Rebekah...
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Reply from Rebekah Killgo
March 16th, 2026 08:20 PM
I'm thrilled to hear that your home loan process went smoothly and that you felt confident and well-informed throughout. It was a pleasure assisting you as a first-time homebuyer, and I'm glad I could provide the support and guidance you needed....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 20278
Hobbies
- Tennis
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.