Ray Hernandez
AVP, Mortgage Loan Originator | NMLS# 2379589
When it comes to your mortgage, the more you know, the better it is. Ray’s knowledge is extensive, and he loves putting it to work for you. He’s been in mortgage lending since 2012 and is a member of the Mortgage Bankers Association Educati... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 7 PM
Wed
8 AM to 7 PM
Thu
8 AM to 7 PM
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Reviews from Web
Exlent work very happy about his servers . Thank you . Reymundo hernandez
Reply from Raymundo Hernandez
December 2nd, 2024 08:04 PM
I'm thrilled to hear that you had such a positive experience with your loan purchase, Reyna. Receiving feedback like yours is incredibly gratifying and motivates me to continue providing excellent service. Thank you for choosing Central Trust...
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Ray was great at making sure everything was explained thoroughly and would answer any questions that were asked. Questions that were asked were straight foward and was no confusion. He also made sure to communicate and various hours of the...
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Reply from Raymundo Hernandez
December 2nd, 2024 08:03 PM
Hello Yosilin, Thank you for your kind review and rating. It's rewarding to know that my efforts to provide clear explanations and to remain accessible for communication have been appreciated. I strive to make the loan process as transparent...
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Very Attentive! Was always there when I needed to understand something and always gave the best advice! Highly recommend!!
Reply from Raymundo Hernandez
December 2nd, 2024 08:03 PM
I'm truly grateful for your kind words, Heidi! I'm happy to hear that I was able to assist you in understanding the process and provide helpful advice. It was a pleasure working with you on your purchase. Always feel free to reach out if you...
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Raymundo was great! He made every step easy. He made sure I was taken care of and if I had any questions or concerns he was quick to respond. I highly recommend him.
Reply from Raymundo Hernandez
October 31st, 2024 11:00 PM
I'm thrilled to hear that your experience with me at Central Trust Bank was a positive one, Alma. I strive to make every step as easy as possible for my clients and I'm glad to know that I succeeded in your case. Remember, I'm always here if...
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Raymundo was great and made each step of the process easy to understand. Definitely knows what he is doing.
Reply from Raymundo Hernandez
October 31st, 2024 11:00 PM
I'm delighted to hear that you found the process to be understandable, Esmeralda. It was my pleasure to assist you with your purchase, and I really appreciate your kind feedback. If you ever have any future banking needs, I'll be more than...
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About
When it comes to your mortgage, the more you know, the better it is. Ray’s knowledge is extensive, and he loves putting it to work for you. He’s been in mortgage lending since 2012 and is a member of the Mortgage Bankers Association Education Network Committee, Legal Issues and Regulatory Compliance Committee, the Hispanic Chamber of Commerce and Latino Community Development Agency as well as the Neighborhood Housing Services and Community Action Agency.
Ray eats, sleeps and breaths mortgage. And does it in two languages.
He’s completely fluent in English and Spanish and has worked with Spanish speaking borrowers for years. He’ll sit down with you, go over your options, and explain what needs to happen, each step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans (Federal Housing Administration)
VA Loans (Veterans Affairs)
USDA Loans (Rural Development)
Adjustable-Rate-Mortgages (ARM)
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Memberships
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2379589
Hobbies
- Running
- Outdoors
- Travel
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985