Ray Hernandez
AVP, Mortgage Loan Originator | NMLS# 2379589
When it comes to your mortgage, the more you know, the better it is. Ray’s knowledge is extensive, and he loves putting it to work for you. He’s been in mortgage lending since 2012 and is a member of the Mortgage Bankers Association Educati... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 7 PM
Wed
8 AM to 7 PM
Thu
8 AM to 7 PM
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Reviews from Web
Muy buen servicio
Reply from Ray Hernandez
October 29th, 2025 09:58 PM
Gracias por tus palabras, Janett. Me alegra saber que recibiste un buen servicio. Si en algún momento necesitas más asistencia o tienes preguntas, no dudes en contactarme. Estoy aquí para ayudarte.
Excelent communication, helped a lot in everything I need, explained so clear , make all process easy wotho stress
Reply from Raymundo Hernandez
October 29th, 2025 09:59 PM
I appreciate your feedback, Nancy! I'm glad I could provide clear communication and stress-free assistance during the process. If you have any more questions or need further assistance, feel free to reach out. Thank you for your kind words.
Because Ray give me all the information about the loan and he did the best option for me .
Reply from Ray Hernandez
October 29th, 2025 09:58 PM
I'm glad to hear that you found the information I provided helpful and that we could find the best loan option for you. It’s important to me to ensure that my clients are well-informed and satisfied with their choices. If there’s anything else...
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Reymundo was in touch at all times, very quick to respond to any questions and very thorough. Extremely knowledgeable, courteous and kind. Highly recommend.
Reply from Ray Hernandez
October 3rd, 2025 03:42 PM
I appreciate your feedback, Elizabeth. I'm glad to have been able to communicate effectively with you and assist with your needs. It's important to me that my clients feel supported, so I'm pleased I could be there for you throughout the process....
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Everything was great, Thank you Ray for everything you did
Reply from Raymundo Hernandez
October 3rd, 2025 03:43 PM
I'm glad to hear everything went smoothly for you, Alma. It was my pleasure to assist, and I'm glad I could help. If you have any more questions or need further assistance, feel free to reach out anytime.
Ray was very responsive any time I reached out to him and quick to get back to me if he happened to miss my call or text. He also helped answer all of my questions and had a tremendous amount of patience with me throughout the entire process....
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Reply from Raymundo Hernandez
October 3rd, 2025 03:43 PM
I'm really glad you felt supported and your inquiries were addressed promptly. It's important to me that you felt comfortable and had all your questions answered during the process. Thank you for taking the time to share your experience! If...
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Explanined single detail thoroughly and was very helpful throughout the whole experience. It was an absolute pleasure having him as my loan officer .
Reply from Raymundo Hernandez
October 3rd, 2025 03:44 PM
I'm glad I could help guide you through the process, Arturo. It was a pleasure assisting you, and I'm pleased to know that the experience was positive for you. If you ever have more questions or need further assistance, please feel free to...
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Ray was very professional and polite. He answered all of our questions and helped out tremendously as we took a cruise in the middle of the purchase. I would recommend him to anyone in the market for a home loan.
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Reply from Raymundo Hernandez
October 3rd, 2025 03:44 PM
I'm grateful for your recommendation, James. It was a pleasure to assist you, and I'm glad I could address your questions and support you through the process. If you ever find yourself needing further assistance, feel free to reach out. Enjoy...
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very professional on hes work definitely we so happy he was able to help thank you sr Raymundo
Reply from Raymundo Hernandez
October 3rd, 2025 03:45 PM
It’s great to hear such positive feedback, Jorge. I'm glad that I could assist you effectively. Thank you for your kind words, and I’m here if you need any further help in the future.
Mi experiencia fue muy buena, porque a pesar de algunas complicaciones con el préstamo,
Raymundo buscó soluciones y al final pudimos cerrar con éxito!!
Reply from Ray Hernandez
August 21st, 2025 03:19 AM
Julia, I'm so pleased to hear that your experience went well despite the complications with your loan. I'm glad I could find solutions that worked for you and ultimately lead to a successful closing. If you have any future needs or questions,...
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About
When it comes to your mortgage, the more you know, the better it is. Ray’s knowledge is extensive, and he loves putting it to work for you. He’s been in mortgage lending since 2012 and is a member of the Mortgage Bankers Association Education Network Committee, Legal Issues and Regulatory Compliance Committee, the Hispanic Chamber of Commerce and Latino Community Development Agency as well as the Neighborhood Housing Services and Community Action Agency.
Ray eats, sleeps and breaths mortgage. And does it in two languages.
He’s completely fluent in English and Spanish and has worked with Spanish speaking borrowers for years. He’ll sit down with you, go over your options, and explain what needs to happen, each step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans (Federal Housing Administration)
VA Loans (Veterans Affairs)
USDA Loans (Rural Development)
Adjustable-Rate-Mortgages (ARM)
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Memberships
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2379589
Hobbies
- Running
- Outdoors
- Travel
Disclaimer
Equal Housing Lender | Member FDIC The Central Trust Bank NMLS ID # 407985