Raymond Santo at CrossCountry Mortgage
Branch Manager | NMLS #367025
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Ray is super knowledgeable, kind, efficient and a fantastic communicator! He made the entire loan process, from pre-approval to closing, smooth and stress free for me and my client. Highly recommend!
Reply from Raymond Santo
February 13th, 2026 09:09 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Easy process
Reply from Raymond Santo
September 22nd, 2025 08:43 PM
I'm glad to hear that the process was straightforward for you. Thank you for choosing to work with me at CrossCountry Mortgage, LLC. If you have any more questions or need further assistance in the future, feel free to reach out.
There were times of inconsistency.
Ray is very responsive and highly professional!
Ray and his Team are so helpful in helping me finance my new home! They helped me fill out my application, provided regular updates, and took proactive steps to ensure that when my old house closed that I could purchase my new one on the same...
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I recently had the pleasure of working with Ray during the process of purchasing my condo, and I cannot recommend them highly enough. From start to finish, he was knowledgeable, responsive, and incredibly supportive.As a first-time homebuyer,...
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Ray and his team were opportunistic and quick to lock in a better rate for my refinance. Ray was able to lock in the lowest rate that was available - saving me hundreds of dollars per month. Very grateful for Ray and his team!
Reply from Raymond Santo
May 21st, 2025 01:40 PM
I'm thrilled to hear that we were able to secure a better rate for your refinance, saving you money each month. It was a pleasure working with you, and I appreciate your kind words about our team's efforts. Thank you for choosing CrossCountry...
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Responsive throughout
Ray exhibited professionalism, he was quick to respond to requests, and was very informative throughout the process. His team helped us to buy our dream home. We recommend Ray and his team to anyone buying a home or refinancing!
Reply from Raymond Santo
September 19th, 2024 02:46 PM
Thank you so much for your kind words, Ian. I'm thrilled to hear that you had a positive experience with our team at CrossCountry Mortgage. It was a pleasure to assist you in buying your dream home. Your recommendation means a lot to us. Thanks...
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Raymond was incredibly helpful, communicative, and amazing throughout the entire mortgage process with us. From the very beginning, he made sure to keep us informed and walked us through each step with patience and clarity. His professionalism...
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Reply from Raymond Santo
August 18th, 2024 01:09 PM
Hello Lejla, thank you for your generous review! I'm pleased to hear that I was able to make your mortgage process smooth and stress-free. Your satisfaction is my top priority, and it was my pleasure to guide you every step of the way. I look...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #367025 | Branch NMLS #3029
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lakewood Country Club
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 367025
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095