

Raymond Santo at CrossCountry Mortgage
Branch Manager | NMLS #367025

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Ray and his team were amazing! They were on top of everything and made the whole process easy and smooth!
Thanks for all your help Ray!
Working with Ray at CrossCountry Mortgage was a great experience . He kept us informed, helped work out some difficulties and answered all questions in a timely manner. Would recommend.
Reply from Raymond Santo
June 9th, 2026 04:29 PM
Diana, I'm glad to hear that you had a great experience working with me at CrossCountry Mortgage. Keeping you informed and assisting with any difficulties is important to me. Thank you for your recommendation and kind words!
Communication
Went over and above to help us thks
Reply from Raymond Santo
June 8th, 2026 06:34 PM
Joseph, I'm grateful for your kind words and happy to hear that I could help. If you need anything else in the future, please feel welcome to reach out.
Ray was really easy to work with. I appreciated his help!
Reply from Raymond Santo
March 25th, 2026 07:39 PM
I'm glad to hear that working together was simple and helpful for you, Kelly. If you ever have any questions or need assistance in the future, please don't hesitate to reach out. Thank you for your kind words.
As the buyer’s agent on this transaction, working with Ray was an excellent experience from start to finish. Communication was consistent, clear, and proactive — which makes all the difference in getting a deal to the closing table smoothly....
read more
Reply from Raymond Santo
March 23rd, 2026 06:46 PM
I'm pleased to hear that you found the experience smooth and reliable, Christopher. Clear and proactive communication is something I strive to provide in every transaction. It's rewarding to know that our attention to detail and commitment...
read more
Ray is super knowledgeable, kind, efficient and a fantastic communicator! He made the entire loan process, from pre-approval to closing, smooth and stress free for me and my client. Highly recommend!
Reply from Raymond Santo
February 13th, 2026 09:09 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Easy process
Reply from Raymond Santo
September 22nd, 2025 08:43 PM
I'm glad to hear that the process was straightforward for you. Thank you for choosing to work with me at CrossCountry Mortgage, LLC. If you have any more questions or need further assistance in the future, feel free to reach out.
There were times of inconsistency.
10 of 23
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #367025 | Branch NMLS #3029
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
424
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Lakewood Country Club
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 367025
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095