Raymond Santo at CrossCountry Mortgage

Name: Raymond Santo at CrossCountry Mortgage
Address: 2160 Superior E Ave, Cleveland, Ohio, 44114
Telephone: +1-440-829-7186
Rating: 4.61

Branch Manager | NMLS #367025

4.61

(18)

Mortgage

Mortgage Loan Officer

Contact Info

(216) 877-1238

Cleveland, OH

https://www.ccm.com/raymond-santo

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4.61

(18)

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Ray was really easy to work with. I appreciated his help!

Reply from Raymond Santo

March 25th, 2026 07:39 PM

I'm glad to hear that working together was simple and helpful for you, Kelly. If you ever have any questions or need assistance in the future, please don't hesitate to reach out. Thank you for your kind words.

As the buyer’s agent on this transaction, working with Ray was an excellent experience from start to finish. Communication was consistent, clear, and proactive — which makes all the difference in getting a deal to the closing table smoothly....

Reply from Raymond Santo

March 23rd, 2026 06:46 PM

I'm pleased to hear that you found the experience smooth and reliable, Christopher. Clear and proactive communication is something I strive to provide in every transaction. It's rewarding to know that our attention to detail and commitment...

Ray is super knowledgeable, kind, efficient and a fantastic communicator! He made the entire loan process, from pre-approval to closing, smooth and stress free for me and my client. Highly recommend!

Reply from Raymond Santo

February 13th, 2026 09:09 PM

Thank you for the 5-Star review. If you need anything, feel free to give us a call.

Easy process

Reply from Raymond Santo

September 22nd, 2025 08:43 PM

I'm glad to hear that the process was straightforward for you. Thank you for choosing to work with me at CrossCountry Mortgage, LLC. If you have any more questions or need further assistance in the future, feel free to reach out.

There were times of inconsistency.

Ray is very responsive and highly professional!

Ray and his Team are so helpful in helping me finance my new home! They helped me fill out my application, provided regular updates, and took proactive steps to ensure that when my old house closed that I could purchase my new one on the same...

I recently had the pleasure of working with Ray during the process of purchasing my condo, and I cannot recommend them highly enough. From start to finish, he was knowledgeable, responsive, and incredibly supportive.As a first-time homebuyer,...

Ray and his team were opportunistic and quick to lock in a better rate for my refinance. Ray was able to lock in the lowest rate that was available - saving me hundreds of dollars per month. Very grateful for Ray and his team!

Reply from Raymond Santo

May 21st, 2025 01:40 PM

I'm thrilled to hear that we were able to secure a better rate for your refinance, saving you money each month. It was a pleasure working with you, and I appreciate your kind words about our team's efforts. Thank you for choosing CrossCountry...

Responsive throughout

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #367025 | Branch NMLS #3029

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Jumbo Loans