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Raymond Santo at CrossCountry Mortgage - Branch Manager | NMLS #367025 in Cleveland, OH

Raymond Santo at CrossCountry Mortgage

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Branch Manager | NMLS #367025

4.59
(23)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Overall Ratings
4.59
(23)
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Reviews from Web
  • 5.0
    TotalExpert
    D
    Dustin I
    Brunswick, OH
    Posted on June 17th, 2026 02:28 AM
    Ray and his team were amazing! They were on top of everything and made the whole process easy and smooth!
  • 5.0
    TotalExpert
    J
    Joshua S
    Detroit, MI
    Posted on June 13th, 2026 10:54 PM
    Thanks for all your help Ray!
  • 4.75
    TotalExpert
    D
    Diana S
    North Ridgeville, OH
    Posted on June 2nd, 2026 04:29 PM
    Working with Ray at CrossCountry Mortgage was a great experience . He kept us informed, helped work out some difficulties and answered all questions in a timely manner. Would recommend.
    Reply from Raymond Santo
    June 9th, 2026 04:29 PM
    Diana, I'm glad to hear that you had a great experience working with me at CrossCountry Mortgage. Keeping you informed and assisting with any difficulties is important to me. Thank you for your recommendation and kind words!
  • 2.5
    TotalExpert
    W
    William D
    North Olmsted, OH
    Posted on June 1st, 2026 12:58 PM
    Communication
  • 5.0
    TotalExpert
    J
    Joseph S
    North Ridgeville, OH
    Posted on May 31st, 2026 12:51 PM
    Went over and above to help us thks
    Reply from Raymond Santo
    June 8th, 2026 06:34 PM
    Joseph, I'm grateful for your kind words and happy to hear that I could help. If you need anything else in the future, please feel welcome to reach out.
  • 5.0
    TotalExpert
    K
    Kelly K
    Lakewood, OH
    Posted on March 18th, 2026 07:38 PM
    Ray was really easy to work with. I appreciated his help!
    Reply from Raymond Santo
    March 25th, 2026 07:39 PM
    I'm glad to hear that working together was simple and helpful for you, Kelly. If you ever have any questions or need assistance in the future, please don't hesitate to reach out. Thank you for your kind words.
  • 5.0
    TotalExpert
    C
    Christopher K
    Kensington, OH
    Posted on March 17th, 2026 08:20 PM
    As the buyer’s agent on this transaction, working with Ray was an excellent experience from start to finish. Communication was consistent, clear, and proactive — which makes all the difference in getting a deal to the closing table smoothly....
    read more
    Reply from Raymond Santo
    March 23rd, 2026 06:46 PM
    I'm pleased to hear that you found the experience smooth and reliable, Christopher. Clear and proactive communication is something I strive to provide in every transaction. It's rewarding to know that our attention to detail and commitment...
    read more
  • 5.0
    TotalExpert
    S
    Suzanne E
    Columbia Station, OH
    Posted on February 6th, 2026 09:08 PM
    Ray is super knowledgeable, kind, efficient and a fantastic communicator! He made the entire loan process, from pre-approval to closing, smooth and stress free for me and my client. Highly recommend!
    Reply from Raymond Santo
    February 13th, 2026 09:09 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    API
    G
    George K
    Aurora, OH
    Posted on September 15th, 2025 08:42 PM
    Easy process
    Reply from Raymond Santo
    September 22nd, 2025 08:43 PM
    I'm glad to hear that the process was straightforward for you. Thank you for choosing to work with me at CrossCountry Mortgage, LLC. If you have any more questions or need further assistance in the future, feel free to reach out.
  • 3.5
    API
    M
    Marc S
    Lorain, OH
    Posted on June 20th, 2025 12:41 PM
    There were times of inconsistency.
  • 10 of 23
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #367025 | Branch NMLS #3029
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    424
    /850
    Search Rank Score
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    Memberships
    • Lakewood Country Club

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 367025
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS