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Raycine Ward - Loan Officer | NMLS ID #264957 in Virginia Beach, VA

Raycine Ward

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Loan Officer | NMLS ID #264957

Virginia Beach-Golden Oak (VA)+1
Fairfax
We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Mortgage
Mortgage Loan Officer
Fairfax
Contact Info
(757) 348-6513
Virginia Beach, VA
https://www.atlanticcoastmortgage.com/branch/virginia-beach/
https://www.atlanticcoastmortgage.com/
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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Reviews from Web
  • Encompass
    A
    ASHLEY R
    Newport News, VA
    Posted on April 11th, 2020 05:15 PM
    Ray Ward and his team made my first time buyer process a very comfortable experience. All of my questions and concerns was taken care of in a timely manner. Very professional and reliable. Would recommend. Thanks for making this journey a great...
    read more
  • Encompass
    R
    RANDALL K
    Virginia Beach, VA
    Posted on April 11th, 2020 01:12 PM
    From the moment I met with Ray, he has worked hard to ensure I understood the house buying process and he always took the time no matter what my question was to explain things in terms that made my decision easy and clear. I would entrust anyone...
    read more
  • Encompass
    T
    TIFFANY J
    Elberon, VA
    Posted on April 9th, 2020 01:37 PM
    Ray was excellent at communcating with me and answered all my questions. I would refer Ray to anyone I know as he is knowledgeable and very proficient.
  • Encompass
    A
    ANDRE J
    Chesapeake, VA
    Posted on March 31st, 2020 10:53 AM
    Working with Ray was exceptional he provided outstanding service and communication. I would highly recommend Ray Ward.
  • Encompass
    S
    Sherry J
    Suffolk, VA
    Posted on March 24th, 2020 12:02 PM
    Great people to work with open communication, I felt comfortable, it was a joy , phone calls someone was always available to talk to me.
  • Encompass
    J
    Joyce L
    Chesterfield, VA
    Posted on March 19th, 2020 11:26 AM
    Ray Ward demonstrated great communication! Mr Ward was honest about decision making without overwhelming our family. Mr Ward did a wonderful professional job returning information that was needed in a timely matter! The process was long and...
    read more
  • Encompass
    J
    JARREL J
    Suffolk, VA
    Posted on September 14th, 2019 09:48 AM
    Ray is very professional. Also he knows what he is doing. I will use him again.
  • Encompass
    J
    JEFFERY M
    Chesapeake, VA
    Posted on August 14th, 2019 07:54 PM
    We prefer hassle free transactions and that is exactly what we received. The process was quick and easy! All was confidential and professional. Thank you!
  • Encompass
    B
    Brenda L
    Posted on July 23rd, 2019 11:37 AM
    Paper work. Keep up with paper customers paperwork and stop asking for the same paperwork two and three times. Time from being approved and final approval needs more communication between Loan Officer and buyer. To me things were to close together....
    read more
  • Encompass
    J
    JAROD A
    Virginia Beach, VA
    Posted on May 14th, 2019 12:09 PM
    Ray gave us excellent planning advice to prepare us for the home buying process, which we followed closely. This great advice helped us to manage our spending habits, and really helped reteach us how to use our funds more wisely generally....
    read more
    • 221–230 of 237
    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Positions
    • Atlantic Coast Mortgage - Loan Officer
      Nov 13th, 2025 - Current
    Memberships
    • Virginia Mortgage Lenders Association
    • MORTGAGE BANKER ASSOCIATION
    • HRRA
      • View All
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #264957
    • Licensed in NC, VA
    Awards
    PRESIDENTS CLUB
    Achievements
    • PRESIDENTS CLUB
    Hobbies
    • cooking
    • fishing
    • traveling
      • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)