Raycine Ward
Loan Officer | NMLS ID #264957
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
House buying is an extremely stressful process... especially when you run into issues. Ray was with me every step of the way, educating me on the process and keeping my sanity level under control.Ray repeatedly went above and beyond on communication...
read more
Ray was always a phone call away. If he didn't pick up, you never had to question if he would call you back. Gave great advice and always looked out for our best interest. Already referred him to several coworkers.
Mr Ray was very knowledgeable about computers I wasn’t he showed me how to send pdf documents and other things that made my buying process way easier...I know a couple of friends and family that want to buy a house I will refer them to Mr.Ray...
read more
N/A
Ray was awesome! He made the stressful and anxious homebuying process so much easier with constant, straightforward communication and always available. I'm so thankful to have him as my loan officer through this process.
For a first time homebuyer, I had alot of questions and Ray was able to answer them before I could. He is very knowledgeable and patient with you during this time.
He was very informative. Every step of the process happened the way he said it would. He was always available when I needed him.
Ray help us get our 1st home mortgage and he was so knowledgeable and answered every question and all our phone calls we have to go back to him when we wanted to finance and we received the same experience that's the kind of customer service...
read more
Ray was very helpful during this home buying process. He took the time to explain everything to me and answer all questions that I had. He responded quickly to emails, texts, calls, etc. His team was very professional and made the mortgage...
read more
Excellent experience working with Ray.
211–220 of 237
About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Atlantic Coast Mortgage - Loan OfficerNov 13th, 2025 - Current
Memberships
- Virginia Mortgage Lenders Association
- MORTGAGE BANKER ASSOCIATION
- HRRA
View All
Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #264957
- Licensed in NC, VA
Awards
PRESIDENTS CLUB
Achievements
- PRESIDENTS CLUB
Hobbies
- cooking
- fishing
- traveling
View All
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)