Ray Mendoza
Mortgage Advisor | NMLS# 1672021
Ray Mendoza delivers expert advice and tailored solutions at Change Home Mortgage. Contact him today for trusted mortgage guidance.
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
As my wife and I were out looking at houses and had questions about the down payment and monthly mortgage, Ray was alwa available to provide the numbers. He always would answer my phone calls and would reply promptly to my text or emails. He...
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Reply from Raymond Morales Mendoza Jr
January 1st, 2026 09:07 PM
It was great working with you. Thanks again for putting your trust in us.
Mr. Mendoza was very helpful in being able to get the necessary information to me quickly and efficiently. He was also able to help me get answers on some more intricate questions and was also able to help even when I had to get some documentation...
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Reply from Raymond Morales Mendoza Jr
December 23rd, 2025 08:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ray was incredible to work with. My loan was a challenging case, but he navigated every obstacle with professionalism, persistence, and clear communication. He truly made it happen. I would absolutely recommend Ray to anyone looking to purchase...
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Reply from Raymond Morales Mendoza Jr
December 22nd, 2025 07:07 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ray was very helpful and very professional. He helped us through the whole home buying process. He is very knowledgeable. I would definitely recommend him in purchasing a new home.
Reply from Raymond Morales Mendoza Jr
December 22nd, 2025 06:14 PM
I enjoyed working with you. Thanks for the great feedback.
Raymond was very professional. The process was easy. I don't like the house I purchased, and I will never use the builder again. But I will use Raymond and Change Mortgage every time I buy a house. I plan on moving to Dallas soon and will use...
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Reply from Raymond Morales Mendoza Jr
December 22nd, 2025 04:53 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Very friendly
Reply from Raymond Morales Mendoza Jr
December 22nd, 2025 04:49 PM
I really appreciate the feedback and am looking forward to working with you again.
Raymond is amazing, he's very knowledgeable and personable with all my clients. He is always my first choice to refer all my clients to.
Everybody was very friendly and very helpful. Always answer the call and tried to answer the questions.
Reply from Raymond Morales Mendoza Jr
December 22nd, 2025 07:12 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
Very attentive and helpful. Always had time for questions and was always kind
Reply from Raymond Morales Mendoza Jr
December 22nd, 2025 11:37 PM
I really appreciate the feedback and am looking forward to working with you again.
Ray was on top of things and kept us informed.
Reply from Raymond Morales Mendoza Jr
December 22nd, 2025 10:40 PM
I am glad to receive your response. How can I better improve myself to a 5-star rating experience?
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About
Ray Mendoza delivers expert advice and tailored solutions at Change Home Mortgage. Contact him today for trusted mortgage guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1672021
Disclaimer
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Some of the products referenced are originated by The Change Company CDFI LLC, the parent company of Change Lending, LLC. The Change Company CDFI, LLC (“TCC”) is a state-licensed mortgage lender, NMLS ID #2486868. For additional information, visit www.thechangecompany.com. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2025. Change Lending, LLC. All rights reserved.