Ray Mendoza
Mortgage Advisor | NMLS# 1672021
Ray Mendoza delivers expert advice and tailored solutions at Change Home Mortgage. Contact him today for trusted mortgage guidance.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
The process was super smooth, all of our answers were responded promptly. Highly recommend.
Reply from Raymond Morales Mendoza Jr
June 23rd, 2026 03:12 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Excellent experience purchasing my home! The process was smooth, communication was great. I truly appreciated all the help and support throughout the process. Highly recommend!” Thank you Ray !!
Reply from Raymond Morales Mendoza Jr
June 2nd, 2026 03:41 PM
I enjoyed working with you. Thanks for the great feedback.
The whole process was made simple and Ray was commicative throughout our home buying journey.
Reply from Raymond Morales Mendoza Jr
April 2nd, 2026 04:12 PM
I really appreciate the feedback and am looking forward to working with you again.
Ray was very helpful and informative throughout this entire experience. Made purchasing my home that much smoother . Thank you !
Reply from Raymond Morales Mendoza Jr
March 11th, 2026 09:04 PM
It was great working with you. Thanks again for putting your trust in us.
Raymond was very professional and helpful and helped us get into our dream home in a timely manner
Reply from Raymond Morales Mendoza Jr
February 11th, 2026 10:56 PM
I enjoyed working with you. Thanks for the great feedback.
I had an AMAZING experience with Raymond Morales! As a first-time buyer, I was nervous and had tons of questions, but he was so patient, knowledgeable, and supportive. He answered everything without hesitation and made the whole process feel...
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Reply from Raymond Morales Mendoza Jr
February 5th, 2026 04:16 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Greatly appreciate Ray's time and assistance throughout the loan process. Ray was very attentive and quick to answer any questions we had.
Reply from Raymond Morales Mendoza Jr
January 5th, 2026 09:11 PM
I enjoyed working with you. Thanks for the great feedback.
As my wife and I were out looking at houses and had questions about the down payment and monthly mortgage, Ray was alwa available to provide the numbers. He always would answer my phone calls and would reply promptly to my text or emails. He...
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Reply from Raymond Morales Mendoza Jr
January 1st, 2026 09:07 PM
It was great working with you. Thanks again for putting your trust in us.
Mr. Mendoza was very helpful in being able to get the necessary information to me quickly and efficiently. He was also able to help me get answers on some more intricate questions and was also able to help even when I had to get some documentation...
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Reply from Raymond Morales Mendoza Jr
December 23rd, 2025 08:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ray was incredible to work with. My loan was a challenging case, but he navigated every obstacle with professionalism, persistence, and clear communication. He truly made it happen. I would absolutely recommend Ray to anyone looking to purchase...
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Reply from Raymond Morales Mendoza Jr
December 22nd, 2025 07:07 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Ray Mendoza delivers expert advice and tailored solutions at Change Home Mortgage. Contact him today for trusted mortgage guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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135
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1672021
Disclaimer
Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit www.nmlsconsumeraccess.org. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL; For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Some of the products referenced are originated by The Change Company CDFI LLC, the parent company of Change Lending, LLC. The Change Company CDFI, LLC (“TCC”) is a state-licensed mortgage lender, NMLS ID #2486868. For additional information, visit www.thechangecompany.com. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2025. Change Lending, LLC. All rights reserved.