

Ray Hicks - Churchill Mortgage
Home Loan Specialist | NMLS 2105672
Churchill Mortgage - Brentwood, TN

At Churchill Mortgage, we believe homeownership is a big part of that American dream. After all, your home is where all of life’s moments take place. That’s why our team - including Ray Hicks - is committed to doing what’s right for you!
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9 AM to 5 PM
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9 AM to 5 PM
Wed
9 AM to 5 PM
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My husband and I could not believe how smooth our refinance loan went. I initially contacted Ray back in March or April of 2021 to inquire about refinancing our home. He was very informative! He was also very patient with me! He kept in touch...
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I could tell Ray truly cared about us and our home buying process. He answered all of my question and eased any of my concerns. His communication skills were unmatched and I always felt in the loop.
Ray was available at all times and was extremely helpful every step of the process.
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Ray was extremely helpful in explaining everything, especially to me, a novice home buyer. He made the process as easy as possible. He also went out if his way to work through an issue that came up with settlement and the home appraisal.
Ray is a professional. He is on the ball with communication and always answered our questions with clarity.
As my first refinance, I was very unsure about what all I needed to do. Ray made it very clear with what steps I needed to take and the pros/cons to refinancing at this time. Ray was always available for questions and concerns I had during...
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The communication at times wasn’t great. I was often left little information as to how the loan was progressing or if it even was progressing. I used Churchill because Dave Ramsey said that they were the company to use for manual underwriting....
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Ray was a teacher in all aspects of this process and helped me and my wife understand all aspects of our refinance process. We were able to choose the best financial options for us and make better plans for our future.
We are just pleased with how we were treated and the help we received from everyone at church hill. Thanks
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About
At Churchill Mortgage, we believe homeownership is a big part of that American dream. After all, your home is where all of life’s moments take place. That’s why our team - including Ray Hicks - is committed to doing what’s right for you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Mortgage Lending: Purchases & Refinances
Conventional Loans
Government Lending: VA
FHA & USDA
Construction Loans: New Construction & Renovations
1st Time Home Buyer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID: 2105672
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