
Ray Evans at Element Home Loans
Branch Manager | NMLS# 218350

Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide client... Show More
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Ray and his staff made buying our second home so easy! They are nice and easy to work with. They were always available to explain anything that I did not understand and happy to answer any silly questions I had. We worked with them for both...
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The staff at element funding are very kind and they made the process of buying a home extremely simple.
Very professional all the way through closing.
Ray Evans at Element Home Loans has received a review with 1 star rating from Jherine W
Ray and his team were on top of everything. This is the best service I have had when purchasing a new home!
Professionalism, dedication, customer service.
Constant communication... next step videos, team worked hard to solve a puzzle to get to the closing table. Very pleasant, sincere and professional. Called me back even after hours and worked around our schedule. Top notch! I would recommend...
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The team was very professional and kept us informed during the entire process. They were very professional and helpful
Great professional experience
Entire office was pleasant and never upset with how many questions I asked. Great at communication.
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About
Ray has years of experience in real estate and the mortgage industry. In 2007 he left real estate to join Element Home Loans, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to guide clients in securing home financing that fits their unique needs.
Outside the office, Ray enjoys RV’ing, water skiing, college football, golfing, and being with family and friends. Ray has been married for 36 years to his wife Laurie, and they have one son and a grandson.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- Element Home Loans - Loan OfficerMay 1st, 2007 - Current
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 218350
- AL 57498, FL LO52156, GA 28058
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Hobbies
- Guitar, Pickelball, camping, boating
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.