Ralph Thomas - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS #370428
Ralph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Always available for answer my questions. Very professional and knowledgeable.
Reply from Ralph Thomas
January 19th, 2026 05:10 PM
It was a pleasure working with you! You responded quickly to every request I made. I'm glad to hear that you found my availability and expertise helpful, Indira. Your feedback means a lot, and I'm pleased to have been able to assist with your...
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was always available when I needed him and very knowledgeable in his job ! Can't wait to do it again
Reply from Ralph Thomas
January 19th, 2026 05:12 PM
Thank you my friend. I enjoy working with you. Let's do it again soon!
Working with Ralph. Cynthia and their team has been an Absolute Pleasure! They have gained my full trust. I will recommend them to anyone with mortgage needs with complete confidence.
Reply from Ralph Thomas - AnnieMac Home Mortga...
November 15th, 2025 12:48 PM
Paula, thank you for allowing us to be part of your home buying process. Welcome to the family!
Ralph and Cynthia are Absolutely Awesome! The have made the mortgage process of buying my home the easiest part.
True professionals- that obviously have a passion for what they do. I know that I am with the best there is!
Reply from Ralph Thomas - AnnieMac Home Mortga...
October 30th, 2025 01:09 PM
Paula, I'm so happy to hear that your experience has been so positive. Making the mortgage process smooth and manageable is always our goal, so it's great to know we made buying your home easier for you. Your kind words mean everything to us....
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Ralph & Cynthia both have the best personable and inviting attitudes. They we're easy and enjoyable to work with. If I had it to do all over again I would not hesitate to choose Ralph.
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About
Ralph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Ralph is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 370428
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.