

Ralph Thomas - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS #370428

Ralph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout...... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Ralph always answered and questions I had and was there to help every step of the way.
Reply from Ralph Thomas
June 8th, 2026 06:44 PM
I'm grateful for your kind words, Irvin. It’s good to know that I could be there to assist you throughout the process. If you ever have more questions or need further assistance, I'm here to help.
Amazing communication and understanding throughout the
Reply from Ralph Thomas - AnnieMac Home Mortga...
May 26th, 2026 12:02 PM
Jode, it was a pleasure working with you! Congratulations on your home!
Great communication and a smooth closing!
Reply from Ralph Thomas - AnnieMac Home Mortga...
May 26th, 2026 12:03 PM
Thanks Jessica. I love the care you take with your clients. It's always a pleasure working with you!
products that worked for my Byers, that I didn't know who existed
Reply from Ralph Thomas - AnnieMac Home Mortga...
May 17th, 2026 01:34 PM
Thank you Brian. That was a great closing and a smooth process. That’s close some more!
Ralph was very informative and helpful guiding us through the lending process!
Reply from Ralph Thomas - AnnieMac Home Mortga...
May 16th, 2026 06:41 PM
Thank you Matt! Both of you were a pleasure to work with!
Ralph was always available and patient to discuss and explain any issues that came up. It was a smooth process from start to closing. Thank you.
Reply from Ralph Thomas
May 16th, 2026 06:42 PM
Thank you Debbie. You and Roy made it easy and pleasurable. Enjoy your home!
Ralph thomas was awesome
Reply from Ralph Thomas - AnnieMac Home Mortga...
May 4th, 2026 01:28 PM
You made my job easy! It was a pleasure working with both of you! If you ever need me for anything, just let me know!
Ralph continues to be one of the best Mortgage Loan Originators I have worked with. Communication, Knowledge and Professionalism is top knotch!
Reply from Ralph Thomas - AnnieMac Home Mortga...
April 29th, 2026 01:36 PM
Thank you Brooke. Your kind words mean everything to me! It is a pleasure working with you and your clients!
Mr. Thomas and the entire team was so helpful and understanding of my needs and stayed in constant communication with me during the entire process. This is the first time that I have experienced this level of professionalism and outstanding...
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Reply from Ralph Thomas - AnnieMac Home Mortga...
April 27th, 2026 04:22 PM
Susan, thank you for the kind words. You were an absolute pleasure to work with!
Worked hard to find me the best rate, knowledgeable, took the time to ensure I understood everything.
Reply from Ralph Thomas - AnnieMac Home Mortga...
April 14th, 2026 01:34 PM
Thank you Kellie. I appreciate the opportunity to assist with your beautiful new home! You are always a pleasure to work with!
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About
Ralph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Ralph is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 370428
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.