

Ralph Ponce
Branch Manager

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
They help me with the best information as a first home buyer they communicated every time was something new, i am very happy for chosing Fairwair and their team. Also want to thank the corporated for making me feel as part of the fairway family,...
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The process was smooth and great communication the whole time. There was a hiccup but the company ended up taking care of it and honoring our deal. Would highly recommend Ralph and the rest of the staff including Rigo and Victoria.
Our meeting with Guild Mortgage, Ralph Ponce & Staff was very professional. Mr. Ponce took us into his office and went over all our options which made our selection process easier. I have been recommending friends to Guild Mortgage. Thank You...
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I went to Ralph when buying my new home and he was very knowledgeable and experienced. Now that I am refinancing my home I did not hesitate to go to him again. Higley recommend Ralph and his group of experience team at Guild Mortgage
Ralph and his team were great thought out the process. As soon as I inquired about a property on Zillow, I received the phone call from Ralph. He explained everything and he make sure we understood. He share tips with on how to improve our...
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Ralph was very knowledgeable about getting the best interest rate and finding the best loan type for me. Any questions I had he was able to answer. He made sure that escrow was closed in a timely manner. Thank you Ralph and Guild Mortgage staff...
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Ralph was enthusiastic to assist. I was able to purchase a home, I thought I would not be able to purchase for another ten years due to a foreclosure! This man knows the business well. Thank Ralph.
Ralph is very knowledgeable and will work towards making a better deal for you. He wants you to walk away happy. Then, he continues to follow up and gives advice via an emailed newsletter.
I had a great experience working with Ralph while I was in the process of buying my home. From the very beginning to the very end, he answered every question I had for him pertaining to my loan. I would definitely recommend anyone looking to...
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Great professional environment, helped me with my dream home. Buying process was done quickly and Ralph was always there to help me answer any questions i had. Would definitely recommend Ralph to any future buyers.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
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Time Zone
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235