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Ralph Harr - USA Mortgage - Mortgage Loan Originator in Saint Louis, MO

Ralph Harr - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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93%
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Reviews from Web
  • Encompass
    H
    Halle R
    Festus, MO
    Posted on December 20th, 2023 02:28 PM
    Ralph did a great job at communicating and telling me what he needed from me. He was very professional and was very helpful in explaining things, being a first time homebuyer was scary but I trusted Ralph and his judgement. Was an overall great...
    read more
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    C
    Christopher P
    Saint Louis, MO
    Posted on November 23rd, 2023 03:31 PM
    Easy to work with.
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    R
    Robert O
    Manchester, MO
    Posted on November 20th, 2023 01:35 PM
    Ralph was incredibly prompt, professional and personable. My partner and I were both stressed and not sure what to expect starting the mortgage eligibility process. It felt like Ralph streamlined the entire process without cutting any corners....
    read more
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • Encompass
    D
    Dennis D
    Saint Louis, MO
    Posted on November 15th, 2023 04:04 PM
    Ralph Harr kept us informed through the whole Mortgage process and was present at the closing with the title company for our new home.
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    D
    Derrick O
    Foristell, MO
    Posted on November 6th, 2023 02:10 PM
    Ralph is always kind, always listens to customer concerns and addresses them promptly
  • Encompass
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    Nathan S
    Saint Louis, MO
    Posted on October 28th, 2023 09:00 PM
    helpful, prompt responses to all questions. Ralph was great at explaining everything to me as this was my first home buying experience.
  • Encompass
    B
    Becky J M
    Barnhart, MO
    Posted on October 28th, 2023 06:00 PM
    Prompt responses. Friendly interactions. Helpful and caring
  • Encompass
    D
    Derek P
    Columbia, IL
    Posted on October 25th, 2023 12:33 PM
    He made the whole process extremely easy.
  • Encompass
    K
    Kelsey C
    Troy, IL
    Posted on October 19th, 2023 07:51 PM
    Consistent communication. Prompt responses. Willingness to answer any question.
  • Encompass
    J
    Julie R P
    Saint Louis, MO
    Posted on October 5th, 2023 02:31 PM
    Ralph was very knowledgable and friendly
  • 31–40 of 180
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1637716
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.