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Ralph Harr - USA Mortgage - Mortgage Loan Originator in Saint Louis, MO

Ralph Harr - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
  • Encompass
    R
    Ryan K
    SAINT LOUIS, MO
    Posted on July 2nd, 2024 08:36 AM
    Ralph's dedication to making things work for us.
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    G
    Gabriel S
    IMPERIAL, MO
    Posted on July 1st, 2024 05:36 PM
    Ralph was very attentive to our needs and always made sure we were on track
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    M
    Margaret S
    IMPERIAL, MO
    Posted on July 1st, 2024 02:37 PM
    Ralph has been along for the long ride of us deciding what our plan was. He gave advice and helped us get preapproved, then waiting 6 months or so for us to find the home of our dreams. When it came time to close, everything was prepped and...
    read more
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    J
    Justin B
    IMPERIAL, MO
    Posted on June 10th, 2024 04:04 PM
    Communication
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    R
    Ryan C
    SAINT LOUIS, MO
    Posted on May 6th, 2024 12:32 PM
    Ralph made tough transition about as easy as it can get. I appreciate all his attentiveness and help with my purchase.
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    L
    Lyndsey P
    RUSTON, LA
    Posted on April 23rd, 2024 01:00 PM
    Thank you for a smooth process!
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
    read more
  • Encompass
    A
    Adam S P
    RUSTON, LA
    Posted on April 20th, 2024 03:55 PM
    Ralph and his team were very easy to work with through the mortgage process. Very responsive and would highly recommend using their services to anyone. Thanks!
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • Encompass
    K
    Kenneth K P
    SAINT LOUIS, MO
    Posted on March 21st, 2024 01:04 PM
    Good advice and timely responses.
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
  • Encompass
    T
    Tyler W H
    HILLSBORO, MO
    Posted on February 27th, 2024 07:38 PM
    Thorough explanation of loan documents, quick response time for any questions, and great communication over all.
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
    S
    Steven M C
    High Ridge, MO
    Posted on December 29th, 2023 01:27 PM
    Ralph is excellent, communicative and trustworthy.
    Reply from Ralph Harr
    November 6th, 2025 11:43 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
  • 21–30 of 180
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
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    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1637716
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.