Rafael Najera at CrossCountry Mortgage
Senior Loan Officer | NMLS #256119
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Rafael fue de gran ayuda para nosotros Fue muy amable siempre dispuesto a ayudar cuando era no Rafael buscó el si y ya estás disfrutando de nuestro hogar Fue un poco difícil pero Rafael siempre positivo y dispuesto Teníamos alguna pregunta...
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Queremos agradecer enormemente a Rafael Nájera de Guild Mortgage por todo el apoyo y la dedicación que nos brindó durante el proceso de compra de nuestra casa.Mi esposo y yo veníamos de otra compañía donde lamentablemente nos habían negado...
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Rafael explains everything. He always answer our calls.
Very patient and great customer service
Reply from Rafael Najera at CrossCountry Mortg...
August 24th, 2026 10:03 PM
Thank you, Francisco. I appreciate your kind words and am glad to hear that my explanations and availability were helpful to you. Providing great customer service is important to me, and I'm always here if you need anything further.
Rafael is an excellent representative of Guild Mortgage. He was patient, understanding, and guided us diligently through the entire process. This was not an ordinary refinance—this involved a family property that was being purchased (bought...
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Reply from Owner
March 9th, 2026 12:00 AM
Brian — thank you for letting me assist you and your family with this important transaction. I’m glad we were able to get it done, even if it took some time, and I look forward to helping you again soon.
“No” was the answer I got from different lenders, But “No” was not an option for Rafael, he found the “Yes” in the midst of all negativity. Thank you for your dedication and for getting us into our dream home.
Reply from Owner
January 22nd, 2026 12:00 AM
Martín it was a pleasure working with you couldn’t be happier for you and your family. Look forward to working with you in the future.
Rafael Najera is very kaind he answered all my questions I'm really happy with his work
Reply from Rafael Najera at CrossCountry Mortg...
August 24th, 2026 10:03 PM
I’m grateful for your feedback, Gabriel. It’s important to me that all your questions are answered and that you feel satisfied with the work I do. If there's anything more I can assist with, please don’t hesitate to let me know.
Very Helpful,knowledgable get things Done.
Reply from Rafael Najera at CrossCountry Mortg...
August 24th, 2026 10:03 PM
Thank you for your feedback, Adolfo. I'm glad to hear that you found my assistance helpful and knowledgeable. It's important to me to ensure things get done efficiently, and I appreciate you taking the time to share your experience. If you...
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You are amazing brother thank you
Reply from Rafael Najera at CrossCountry Mortg...
August 24th, 2026 10:03 PM
I appreciate your kind words, Martin. It was a pleasure to help you, and I'm glad to know you had a positive experience. If you need anything else in the future, feel free to reach out.
Rafael made the process very smooth for my client and myself. There were no issues and we closed my client's home purchase on time with no surprises. I love working with him!
Reply from Rafael Najera at CrossCountry Mortg...
August 24th, 2026 10:03 PM
I appreciate your feedback, Alfred. I'm pleased to hear that the process went smoothly for both you and your client, with a timely closing and no unexpected issues. It's great to know that working together was a positive experience. Thank you...
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As first-time homebuyers, and relocating from out of state, we were nervous, not knowing how the process would be. Rafael made it simpler than expected. Rafael is very knowledgeable, professional, and patient. He was in contact via phone call...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #256119 | Branch NMLS #2012322
Products & Services
Mortgage Broker
Conventional Home Loan
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Year Started
2019
Time Zone
Eastern Standard Time (EST)
Licenses
- 256119
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095