Rafael Najera at CrossCountry Mortgage
Senior Loan Officer | NMLS #256119
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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We came to Guild and Rafael at the 11th hour after our original lender did a bait-and-switch just a few days before closing. In a matter of hours, Dawn, Rafael and the Guild team had reviewed our history, info about the home we were purchasing,...
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Rafeal was wonderful to work with from beginning to end. He went above and beyond to make sure we ended up in the perfect home for us. I would recommend him to anyone we know buying home. Really appreciate his diligent work.Jason Leger
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Reply from Rafael Najera at CrossCountry Mortg...
August 24th, 2026 10:03 PM
Jason, I'm grateful for your kind words and am so pleased to know that you had a wonderful experience. It's nice to hear that my efforts could help you find the perfect home. Thank you for your recommendation.
Diligent and attentive to detail. Put forth much effort to ensure we did not have to extend the closing date.
Rafael worked diligently on this file to assist the buyer's in getting to the closing table. My seller's wer grateful for his consistency and hard work.
Rafael Najera at CrossCountry Mortgage has received a review with 5 star rating from Lori H
Rafael and his team managed to get a loan cleared to close in less than 2 weeks. This is after Chase Mortgage had it for a month and couldn't finish the loan. Guild went above and beyond and kept us apprised every step of the way. Thank you,...
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Reply from Rafael Najera at CrossCountry Mortg...
August 24th, 2026 10:03 PM
Shannon, I appreciate your kind words and am glad to hear that we could assist you so efficiently. It's great to know that our team's efforts made a positive difference in your loan process. If you need anything else, please feel free to reach...
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Rafael was FANTASTIC. Very responsive, communicative, caring, easy to work with, transparent, available, knowledgeable - all the things you want in someone who is helping you buy a home. We came to the Guild team at the 11th hour, after our...
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Reply from Rafael Najera at CrossCountry Mortg...
August 24th, 2026 10:03 PM
Amy, I'm truly grateful for your kind words and am pleased to hear about your positive experience. It's wonderful to know that we could help you secure your home under such tight circumstances. I appreciate your willingness to recommend Guild...
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Buying my first home was an absolute nightmare but Rafael and his team took lead and made sure I got what I needed. He hounded the Sellers and did not allow them to put off work that needed to be done. He apologized for mistakes that were not...
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Reply from Rafael Najera at CrossCountry Mortg...
August 24th, 2026 10:03 PM
Brandi, I'm grateful for your kind words and for sharing your journey with me. It's wonderful to hear that we could make such a positive impact on your first home-buying experience. If you ever need further assistance, please feel free to reach...
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Working with Rafa was a great experience from start to finish. He is very knowledgeable, responsive, and took the time to explain every step of the loan process clearly. He made what could have been a stressful experience feel smooth and manageable,...
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Very glad we worked with Rafael! We will recommend to our friends and family!!
Reply from Rafael Najera at CrossCountry Mortg...
August 24th, 2026 10:03 PM
Thank you, Marcos. I'm pleased to hear that you're happy with our work together and appreciate your willingness to recommend me to your friends and family. If you ever need anything else, I'm here to help.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #256119 | Branch NMLS #2012322
Products & Services
Mortgage Broker
Conventional Home Loan
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Year Started
2019
Time Zone
Eastern Standard Time (EST)
Licenses
- 256119
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095