

Rachel Tapia
Production Manager | NMLS #955528

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Rachel was so great to work with! I met with her in person to start the home buying process, and she made everything clear and easy to understand from the very beginning! This was my first time purchasing a home, so she made sure I understood...
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Reply from Owner
January 9th, 2026 10:12 AM
Thank you so much for allowing me to help you through the process. You are a great borrower and made my job easy!
When we first "met" Rachel, she was excited about getting us a house before the summer. As first time home buyers, we needed someone who was just excited as we were and would help to explain the finer details. Rachel did just that! She stuck...
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Reply from Owner
January 9th, 2026 10:12 AM
Thanks so much Naomie! It was a pleasure working with you both! I am always here if you need anything and will be ready to help you on your refinance. Lender for life! =)
Rachel was absolutely wonderful to work with on our first purchase! She's a wealth of knowledge when it comes to loan programs and scenarios, has stellar communication, timely in follow ups, and super attentive to our every need. She makes...
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Reply from Owner
January 9th, 2026 10:12 AM
Thanks so much Reed! It was great working with you both!
I just purchased my first home and used Rachel as my lender. I couldn’t believe how easy she made things every step of the process! I’ve heard so many horror stories, but I had nothing but a great experience. I highly recommend Rachel for financing!...
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Reply from Owner
January 9th, 2026 10:12 AM
Thank you so much Andra! It was a pleasure supporting you!
The exellent communication.
Rachel was a wonderful lender, she took her time to answer each question thoroughly and explain each step of the process in a timely matter. She was very responsive on communication and I couldn’t have asked for a better lender. I highly recommend...
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Reply from Owner
January 9th, 2026 10:12 AM
Thank you so much! It was a pleasure working with you both!
Rachel was very supportive and patient throughout the whole process, she made sure every question was understood and answered to the best of her knowledge. She was great to work with and I couldn’t have asked for a better lender. Thank you...
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Rachel is knowledgeable, friendly, and very responsive. I have worked with her for years and she continues to be my go-to for mortgage financing.
Reply from Owner
January 9th, 2026 10:12 AM
Thank you so much Polly! It’s always a pleasure working with you!!
Rachel is an incredible support for looking into the many financial options available with regards to your mortgage. Rachel has led my family through refinancing and applying for a HELOC, and we are so grateful for her knowledge and trustworthy...
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Reply from Owner
January 9th, 2026 10:12 AM
Thank you so much! I am so fortunate to have such wonderful clients! You make my job easy!
Great communication and knowledge.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Fixed Rate Mortgages
Non-QM
Self-Employed Mortgages
Investor Mortgages
Home Equity Loan
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Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235