

Patrick Japaz
VP Business Development | NMLS # 295727

With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mort... Show More
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Transparent, clear communication, honesty and consistency!
Reply from Patrick Japaz
June 5th, 2025 04:40 PM
I'm thrilled to hear that you appreciated the transparency, clear communication, honesty, and consistency during your experience. It was a pleasure assisting you at First Alliance Home Mortgage. Thank you for your feedback!
From beginning to end it was a smooth process. patrick always kept us at ease every step until closing day. I highly recommend Patrick and his team.
Reply from Patrick Japaz
June 5th, 2025 04:41 PM
I'm thrilled to hear that the process went smoothly for you, Evelyn. It was a pleasure assisting you at every step until closing day. Thank you for your recommendation of both myself and the team at First Alliance Home Mortgage.
the Level of support and customer service was outstanding. i I was very new to this process and I never felt overwhelmed or uninformed. My team handled my situation with respect and professionalism. It is clear that Patrick and his associates...
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Reply from Patrick Japaz
May 19th, 2025 01:17 PM
Thank you so much for your kind words and thoughtful feedback! It truly means a lot to me and the entire team. We’re honored to have been part of your home buying journey and are so glad to hear that you felt supported and confident throughout...
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Everyone was very nice and helpful
Reply from Patrick Japaz
May 15th, 2025 07:41 PM
I'm glad to hear you found everyone to be nice and helpful. It was a pleasure assisting you throughout the process. Thank you for your kind words and the excellent rating.
The process was pleasan. We had a great experience working with Patrick. I would highly recommend him to my family and friend.
Reply from Patrick Japaz
May 15th, 2025 07:41 PM
I'm thrilled to hear that you had a great experience working with me. It was a pleasure assisting you, and I truly appreciate your recommendation to your family and friends.
I cannot emphasize enough how helpful Michael Lynch and Suzana Araujo were throughout the process. Due to the nature of the close, a very quick turnaround was required. Both Michael and Suzy worked endlessly to get all required documents submitted...
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Reply from Patrick Japaz
May 10th, 2025 01:26 PM
I'm thrilled to hear about the exceptional service Michael Lynch and Suzana Araujo provided during your process. It's great to know that their hard work and dedication ensured a smooth and timely completion. Thank you for sharing your positive...
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Everything went quick and easy getting the paperwork together for our mortgage to clear so we could proceed to the closing.
Reply from Patrick Japaz
May 5th, 2025 03:42 PM
I'm pleased to hear that the process of gathering your paperwork and proceeding to closing went quickly and smoothly. It was a pleasure assisting you at First Alliance Home Mortgage. If you have any further questions or need assistance in the...
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smooth and fast
Reply from Patrick Japaz
April 26th, 2025 02:55 PM
I'm thrilled to hear that your experience was smooth and fast. It was a pleasure assisting you, Dana. Thank you for choosing First Alliance Home Mortgage.
Toda la atenciom recibida En todo momento , su disposición y su ayuda fue de los mejor excelente
Reply from Patrick Japaz
April 8th, 2025 12:19 AM
I'm thrilled to hear that you found the attention and assistance you received to be excellent throughout the process. It was a pleasure helping you, and I appreciate your kind words.
Patrick is just amazing. our mortgage was a little tough one but he made it so simple and easy. Was closed before anticipated date. I would recommend patrick for both first time home owners and investors . no wasting time at all. Thank you...
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Reply from Patrick Japaz
April 7th, 2025 01:58 PM
I'm thrilled to hear that I could make your mortgage process smooth and efficient, Hima. It was a pleasure assisting you, and I'm grateful for your recommendation. If you have any future needs, please feel free to reach out.
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About
With over 20 years of experience in the mortgage industry, Patrick Japaz is a trusted Mortgage Professional dedicated to helping individuals and families achieve their homeownership dreams. Patrick specializes in providing personalized mortgage solutions tailored to meet the unique needs of his clients. Whether you're a first-time homebuyer or looking to refinance, Patrick offers expert guidance and support throughout the entire mortgage process.
Patrick's commitment to integrity, transparency, and exceptional customer service has earned him a reputation for reliability and trustworthiness in the industry. Contact Patrick Japaz today to explore your mortgage options and take the first step towards securing your future home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Loan
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Making the American Dream of Homeownership a reality!
Hacer realidad el sueño americano de ser propietario de una vivienda!
Conventional Loan Specialist
FHA Loan Specialist
Military Mortgage Specialist
USDA Mortgage Specialist
Investment Property Specialist
Vacation Home Specialist
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Memberships
- Hudson County Chamber of Commerce
- NAHREP
- Latinos of Real Estate; LORE
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 295727- CT, FL, NJ, PA
- NMLS# 295727
Awards
Chairman’s Club Me...
Achievements
- Grand Champion Mortgage Producer
Hobbies
- Art
- Music
- Photography
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Disclaimer
First Alliance Home Mortgage, LLC. NMLS ID #5034 (www.nmlsconsumeraccess.org)
www.FAHMloans.com
20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338
Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV.
Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker.