Philip Wynkoop
Mortgage Banker | NMLS# 1422341
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours
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Reviews from Web
Phil Wynkoop did an excellent job guiding my buyer through the mortgage process. He secured a very competitive interest rate and made the entire transaction smooth and stress-free. His communication was clear, timelines were met, and he made...
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Reply from Philip Wynkoop
January 25th, 2026 03:13 PM
I appreciate your feedback, Changseok. It's important to me to support realtors by providing exceptional service to their clients. Ensuring a smooth and efficient mortgage process and maintaining clear communication are priorities in my work....
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I knew everything was going to be taken care of
Reply from Philip Wynkoop
December 21st, 2025 03:05 PM
It's reassuring to know you felt confident in the process, Sarah. Ensuring you have peace of mind is always a priority, and I'm glad to have provided that. Thank you for sharing your experience!
Phil went above and beyond to pull off a 2 week closing leading up to the holidays.
Reply from Philip Wynkoop
December 31st, 2025 01:33 PM
I'm truly pleased to know that I could meet your expectations, Christina. Navigating a fast-paced closing, especially around the holidays, can be challenging, so I'm glad I could provide the support you needed. Thank you for taking the time...
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Excellent knowledge on the home buying process and made my IRRL refinance smooth and seamless!
Reply from Philip Wynkoop
December 10th, 2025 08:23 PM
I'm glad to hear that my knowledge was helpful for your home buying and refinancing experience, Kevin. It's important to me that the process felt smooth and seamless for you. Thank you for sharing your feedback!
Phil was great! Explained everything to me, and made the loan process easy start to finish!
Reply from Philip Wynkoop
December 9th, 2025 02:37 PM
It's encouraging to hear you found the loan process straightforward, Courtney. I'm glad my explanations helped make everything clear for you from start to finish. Thank you for your feedback!
Phil was great! Explained everything thoroughly and made the whole expierence easy start to finish!
My experience with this lender has been excellent. They are incredibly kind, very responsive, and always willing to help. Communication was smooth and quick, and they made the entire process easy and stress-free. Highly recommended!
Reply from Philip Wynkoop
November 25th, 2025 04:05 AM
I'm grateful to hear that your experience with me was excellent, Audrea. It's wonderful to know that the communication was smooth and that I could make the process easy and stress-free for you. Your recommendation means a lot, and I appreciate...
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Phil is extremely knowledgeable of the entire loan process. He made very useful suggestions that made everything seemless and is very responsive to questions, even on the weekends he would get back with answers. Great guy and super friendly....
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Reply from Philip Wynkoop
November 24th, 2025 08:11 PM
I'm pleased to know that you found my expertise helpful and the loan process seamless, Jesse. Your mention of responsiveness, even during weekends, shows that my commitment to providing support made a difference for you. Thank you for your...
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As first time home buyers, Philip made the process simple and easy for us. Great experience overall.
Reply from Philip Wynkoop
November 18th, 2025 03:55 PM
I'm happy to know that as first-time homebuyers, you found the process smooth and uncomplicated, Jessica. It's important to me that your experience was a positive one. Thank you for sharing your thoughts!
Phil was fantastic to work with! We recently closed a transaction together, and his professionalism and clear communication made the lending process smooth for our mutual client. He was proactive, always kept everyone in the loop, and made...
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Reply from Philip Wynkoop
November 6th, 2025 03:37 PM
Thank you very much for the kind words. It was wonderful working with you, and I look forward to working with you again in the future!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA IRRRL
CHFA
FHA
Conventional
USDA
Refinance
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 1st, 2024 - Current
Memberships
- Mortgage Bankers Association (MBA)
- National Association of Mortgage Brokers (NAMB)
- National Association of Realtors (NAR)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1422341
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149