

Philip Wynkoop
Mortgage Banker | NMLS# 1422341

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours
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Philip provided excellent service and communication throughout the entire home loan process.
Reply from Philip Wynkoop
October 25th, 2026 04:05 PM
Edwin, I'm pleased to hear that you found my service and communication effective during your home loan process. Working with you at Flat Branch Home Loans was a great experience.
He is very communicate and very fast with the loan he explain everything if u don't understand he explains until you understand
Reply from Philip Wynkoop
October 22nd, 2026 03:15 PM
Jesus, I'm glad to know that my communication and thorough explanations made a positive difference in your loan process. At Flat Branch Home Loans, ensuring you understand every step is very important to me.
Philip was hands on and made the loan process as easy as possible. He was always very responsive and answered all of our questions in a timely manner. Excellent experience.
Reply from Philip Wynkoop
October 16th, 2026 03:32 PM
Jess, I'm glad to hear that you had an excellent experience with the loan process. It was my pleasure to be hands-on and responsive to your questions, and I'm pleased that my efforts made things easier for you with Flat Branch Home Loans.
After out first loan person failed us he got our application aproved quickly and got us to closing fast
Reply from Philip Wynkoop
September 25th, 2026 07:18 PM
I'm glad I could help! Enjoy your new home!
Phil was an outstanding home loan officer. From start to finish, he brought a kind, gentle, and patient approach that immediately made the process feel manageable. I truly felt he was working for my best interest, and he consistently tried...
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Reply from Philip Wynkoop
September 13th, 2026 01:44 PM
Kwang, I'm grateful for your kind words and am happy to hear that my approach made the loan process manageable for you. Keeping communication clear and being available to answer your questions is important to me, and I'm pleased it was helpful....
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Philip was super knowledgeable and on top of everything. He might my first house purchase a cake walk
Reply from Philip Wynkoop
September 2nd, 2026 02:54 AM
Mikah, I'm really pleased to hear that your first house purchase felt like a "cake walk." It's great to know that my knowledge and organization made a positive impact on your experience. Thank you for sharing your thoughts!
Prompt communication with attention to detail!
Reply from Philip Wynkoop
August 21st, 2026 01:14 PM
Cheryl, I appreciate your kind words about my communication and attention to detail. It's great to know that you had a positive experience with me during the process.
Muy amable y tiene muchas paciencia 🙏
Lo recomiendo al 100 %
Aunque no hable español y mi inglés no es bueno
Tiene buena y excelente comunicación
Reply from Philip Wynkoop
August 11th, 2026 08:24 PM
Robert, agradezco mucho tus amables palabras y me alegra saber que la comunicación fue efectiva a pesar de las diferencias de idioma. Gracias por recomendarme al 100%.
Phil worked with us every step of the way. Eapecially through some diffuctt issues.
Reply from Philip Wynkoop
August 6th, 2026 03:30 PM
Dixie, I appreciate you sharing your experience. I'm glad I could assist you through the difficult issues and be there every step of the way. If you need anything else or have more questions, please let me know.
phill was very helpful and communicated every step in the process. I would highly recommend him and his team.
Reply from Philip Wynkoop
August 4th, 2026 04:11 PM
Leighton, I'm glad to hear that you found my communication and support throughout the process helpful. Thank you for your recommendation; it means a lot to me and my team. If there's anything else you need, please feel free to reach out.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA IRRRL
CHFA
FHA
Conventional
USDA
Refinance
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 1st, 2024 - Current
Memberships
- Mortgage Bankers Association (MBA)
- National Association of Mortgage Brokers (NAMB)
- National Association of Realtors (NAR)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1422341
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149