

Philip Wynkoop
Mortgage Banker | NMLS# 1422341

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Phil is awesome!! He is so easy to talk too and helps you answer any questions you have!! I would recommend anyone to Flat Branch loans!!
Reply from Philip Wynkoop
February 27th, 2025 05:45 PM
Audra, I truly appreciate your kind words! It's been a pleasure working with you, and I'm thrilled to hear you found the process easy and helpful. Your recommendation means a lot to me and the team at Flat Branch Home Loans. If you ever have...
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Phil and his team (Jen specifically) were amazing to communicate with. They put my buyers at ease at every turn! Highly recommend!
Reply from Philip Wynkoop
March 17th, 2025 03:00 PM
Sarah, thank you so much for your kind words and for taking the time to leave this review. I'm thrilled to hear that you had a positive experience with us. It's always our goal to make the process as smooth as possible for everyone involved,...
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We had an AMAZING experience. Phil went above and beyond to get both sides of our deal done. We will highly recommend him just as soon as we make friends in our new location. The communication was excellent, he obviously has a great understanding...
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Reply from Philip Wynkoop
December 24th, 2024 02:54 AM
Ryan, it's so great to hear about your positive experience. I'm thrilled that I was able to assist you and make the process smoother for you. Your recommendation is the highest compliment I could receive. Thank you for choosing Flat Branch...
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Working with Phil was an absolute dream! He was not only incredibly knowledgeable but also attentive to every detail, ensuring the process went smoothly for all parties involved. Phil's communication was top-notch, and his commitment to providing...
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Reply from Philip Wynkoop
December 5th, 2024 08:46 PM
Thank you so much for your kind words. It was a pleasure working with you, and I look forward to collaborating on more deals together in the near future!
Phil is a wonderful lender. He was very professional and friendly. In addition, he was very knowledgeable and answered any questions we had with patience and understanding. He made the buying of our home very smooth and easy. I would recommend...
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Reply from Philip Wynkoop
December 5th, 2024 08:48 PM
Thank you, Brooke. I truly appreciate you trusting me with your home loan, and it was a pleasure working with you and your family!
Philip made it right
Reply from Philip Wynkoop
November 30th, 2024 10:07 PM
I'm really glad to hear that, Dwayne! Ensuring your satisfaction is my top priority at Flat Branch Home Loans. It means a lot to hear that my effort had a positive impact. Thank you for the 5-star review. I hope to assist you again in the future....
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Phil is super quck with responses to all of the questions and comments. With so many people involved and for the unusual situation we are in, he was awesome at helping us all out every step of the way.
Reply from Philip Wynkoop
November 14th, 2024 06:17 PM
Thank you so much for the kind words. It was a pleasure working with you all!
I only had a great experience because of Phil!He was magnificent! I had little hope in getting approved to buy a home, even as a veteran. He gave me hope and encouraged me to keep my head up. His vast knowlege and experience helped me navigate...
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Reply from Philip Wynkoop
November 14th, 2024 06:19 PM
Thank you so much for your kind words, Tiarra. Your feedback is very valuable, and it truly means a lot. I'm glad I could assist you in your home buying journey and provide the support you needed. Thank you once again for choosing Flat Branch...
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Phil is amazing!
Reply from Philip Wynkoop
November 6th, 2024 08:32 PM
I’m so happy to hear you had such a great experience! It was a pleasure working with you on your home loan, and your kind words really mean a lot to me.
Thank you so much for the 5-star review! If you ever need anything in the future,...
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I am a first time home owner and was worried the whole loan process would overwhelming. Phil made the whole process easy and stress free. Even when I got worried about something he was already work on it. He was quick to respond to any questions...
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Reply from Philip Wynkoop
November 6th, 2024 08:34 PM
It was truly a pleasure working with you on your home loan, and I’m so grateful for the trust you placed in me throughout the process. Your kind words really mean the world, and it’s such a great feeling to know I could help make this journey...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA IRRRL
CHFA
FHA
Conventional
USDA
Refinance
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 1st, 2024 - Current
Memberships
- Mortgage Bankers Association (MBA)
- National Association of Mortgage Brokers (NAMB)
- National Association of Realtors (NAR)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1422341
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149