

Philip Wynkoop
Mortgage Banker | NMLS# 1422341

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Reviews from Web
Compared to the financing of our previous three homes, this experience was remarkably smooth and stress-free! Phil and his team made the entire process easy to understand and were a genuine pleasure to work with every step of the way.
Reply from Philip Wynkoop
August 29th, 2025 07:12 PM
Brian, I'm so pleased to hear that your experience this time was smooth and stress-free. Making the process easy to understand is something I aim for, and it's rewarding to know it made a difference for you. Working with you was truly a pleasure,...
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Great and friendly service. Always reachable. He explains everything throughly and eloquently. Of course he got us a great rate too.
Reply from Philip Wynkoop
August 27th, 2025 12:12 AM
Thank you, Blake, for your kind words. I'm pleased to hear that you found my service friendly and that I was able to explain everything thoroughly. Ensuring that you fully understand each step is a key part of how I approach my work. I'm also...
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Exactly the person a first time home buyer needs when navigating the complexities of financing a new home. Offers competitive rates and valuable knowledge!
Reply from Philip Wynkoop
November 5th, 2025 01:07 AM
Thank you so much, Blake! I appreciate it!
Phil was once again on point from start to finish.
Reply from Philip Wynkoop
September 3rd, 2025 12:58 PM
I appreciate your confidence and feedback, Carlos. It's gratifying to hear that you felt everything was handled effectively from start to finish. Your continued trust is invaluable, and I'm glad I could support you again in this process.
We had a complicate
Reply from Philip Wynkoop
August 12th, 2025 03:43 PM
I'm sorry to hear there were complications during your experience. I truly value your feedback and I'm here to address any concerns you may have. Please feel free to reach out to me directly so we can discuss it in more detail. Thank you for...
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and the team at flat branch were awesome to work with. They were knowledgeable, explained everything in detail, not pushy and efficient with their time. They made the process of buying a home as simple as it could be. I would recommend Phil...
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Reply from Philip Wynkoop
August 8th, 2025 03:47 PM
I'm delighted to hear that you had such a positive experience with me and the team at Flat Branch Home Loans. It's great to know that our detailed explanations and efficiency made the home buying process easier for you. I truly appreciate your...
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It was awesome to work with Phil and his team at flat branch mortgage. They made the process inof buying a new home for the first time simple easy and not overwhelming. They explained everything in detail answered all my questions or got me...
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Reply from Philip Wynkoop
November 5th, 2025 01:08 AM
I truly appreciate the kind words. It was great working with you!!
Always enjoy working with Phil and his team. They are very responsive and communicate with me and my buyers throughout the process. Phil is also very knowledgeable about the different loans available and always does what's best for our clients....
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Reply from Philip Wynkoop
August 20th, 2025 09:52 PM
I'm glad to hear that you consistently enjoy working with me and my team. Keeping clear and open communication is something I prioritize, and I'm pleased to know it's beneficial to you and your buyers. I appreciate your trust in my knowledge...
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We have worked with Philip in the past, and just like before he goes above and beyond to make sure everything goes smoothly.
Reply from Philip Wynkoop
July 8th, 2025 03:46 PM
Thank you so much for the kind words! It was a pleasure working with you again!
It was a pleasure to work with Philip. He made the journey pleasant and easy
Reply from Philip Wynkoop
July 8th, 2025 03:47 PM
Much appreciated, sir! It was great working with you guys again!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA IRRRL
CHFA
FHA
Conventional
USDA
Refinance
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 1st, 2024 - Current
Memberships
- Mortgage Bankers Association (MBA)
- National Association of Mortgage Brokers (NAMB)
- National Association of Realtors (NAR)
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1422341
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149