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Guild Mortgage - Peggy Pense - Loan Officer | NMLS# 112867 in Scappoose, OR
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Guild Mortgage - Peggy Pense

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Loan Officer | NMLS# 112867

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I’ve been working in the Mortgage Industry since 1999 and have loved every minute of it. This business is challenging, fast-paced and exciting. There is never a dull moment! My team and I specialize in many different loan programs, Conven... Show More
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Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
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closed
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Reviews from Web
  • API
    J
    Jennifer H
    Scappoose, OR
    Posted on February 28th, 2026 04:48 PM
    I have worked with Peggy multiple times in my life through home ownership. Peggy is an outstanding Loan officer and really takes the to understand her clients needs and wants. She is always focused on what is best for me as the client and is...
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    Reply from Guild Mortgage - Peggy Pense
    March 2nd, 2026 11:31 PM
    Oh gosh Jennifer, thank you for the kind words, it means so much to me. My ultimate goal as a loan officer is to become your lender for life and by doing so, I feel like I've also gained a friend in you! I wish you and your family the absolute...
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    Karen E
    Columbia City, OR
    Posted on February 23rd, 2026 07:50 PM
    The knowledge and great communication skills
    Reply from Guild Mortgage - Peggy Pense
    March 2nd, 2026 11:34 PM
    Thanks Karen! We love working with you and Kelli, you guys are the best! Let's do it again real soon!
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    Dominic S
    Scappoose, OR
    Posted on February 23rd, 2026 05:33 PM
    Guild mortgage has good rates and hard working employees, which makes for smooth business transactions!
    Reply from Guild Mortgage - Peggy Pense
    March 2nd, 2026 11:40 PM
    I'm glad to hear everything went smoothly for you! Please don't hesitate to call should you need anything or have any questions, my team and I are still here to help any way we can.
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    Annemarie D
    Columbia City, OR
    Posted on February 18th, 2026 03:06 PM
    Peggy and Cassidy answered all of our questions quickly, and their communication throughout the entire process was stellar. I highly recommend this team!
    Reply from Guild Mortgage - Peggy Pense
    February 18th, 2026 11:45 PM
    Thank you for your kind words. I'm glad you had such a positive experience. I know it can get a bit overwhelming at times. If you ever have more questions or need assistance down the road, please don't hesitate to get in touch, my team and...
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    Jedidiah W
    Columbia City, OR
    Posted on February 18th, 2026 02:11 PM
    peggy and the guild team were always helpful and friendly.
    Reply from Peggy Pense
    February 18th, 2026 11:47 PM
    Thank you for the 5-star review! In this business, reputation is everything, so I really appreciate you taking the time to do this for me. It was a pleasure working with you both! Don't hesitate to reach out if you need anything down the road!...
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    Melissa J
    Columbia City, OR
    Posted on February 18th, 2026 02:54 AM
    Peggy and the team are incredible and my go-to trusted lenders.
    Reply from Guild Mortgage - Peggy Pense
    February 18th, 2026 11:49 PM
    You are a rockstar Melissa, I truly enjoy working with you every time! Let's do it again real soon.
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    Robert V
    Saint Helens, OR
    Posted on January 27th, 2026 05:41 PM
    loan process was fast and easy . excellent customer service.
    Reply from Guild Mortgage - Peggy Pense
    January 27th, 2026 08:26 PM
    Thank you for the great review! If you ever have further needs or questions, don't hesitate to get in touch.
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    David M
    Posted on January 9th, 2026 07:58 PM
    If it wasn't for Peggy, I wouldn't have my new house! The stress and fear of getting a house was incredibly overwhelming to say the least. Peggy held my hand through the whole process and now after six months. I have two new kittens that I...
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    Reply from Guild Mortgage - Peggy Pense
    January 27th, 2026 08:28 PM
    How exciting, 2 new kittens! I bet they are not spoiled at all! Don't hesitate to call if you have any questions or mortgage needs, my team and I are always here to help.
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    H
    Heather W
    Posted on December 22nd, 2025 06:43 PM
    Peggy and her team made our first home buying experience so smooth and stress free. The Guild team is easy to communicate with, moved fast for us and got it done. I would recommend Peggy and the Guild Mortgage team to all my friends and family!...
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    Reply from Guild Mortgage - Peggy Pense
    December 22nd, 2025 07:35 PM
    Thank you Heather, your referrals mean the world to me. I hope you are enjoying your new home and please don't hesitate to reach out if you need anything at all. Merry Christmas to you and your family.
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    Sandra K
    Columbia City, OR
    Posted on December 19th, 2025 09:14 PM
    We are over 75 and were not familiar with all the computer stuff we were supposed to do . We think the whole process needs to be overhauled for the elderly people who want to take a morgage out of any real estate firm. The people were very...
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    Reply from Guild Mortgage - Peggy Pense
    December 22nd, 2025 07:33 PM
    thank you Sandee, for the kind words and I agree with you, it could be a little bit more 'user friendly" for those who struggle with computers (young or elderly). I'm glad my team and I were there to help you navigate your way through the home...
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    About
    I’ve been working in the Mortgage Industry since 1999 and have loved every minute of it. This business is challenging, fast-paced and exciting. There is never a dull moment! My team and I specialize in many different loan programs, Conventional, USDA, FHA, VA and many more. We offer a variety of state, county, and city housing programs that provide down payment assistance for our buyers. We are committed to finding the loan program that best fits your individual financing needs. Whether you are looking to refinance your current mortgage or purchase your dream home, my team and I are here for you. Our goal is to be your “lender for life.” Here at Guild, I work alongside some of the industry’s best. From our processing, underwriting, and funding departments, you will never find a more committed, hardworking, and knowledgeable group of individuals. Let us work for you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    USDA home loans
    FHA home loans
    Oregon Bond grant program
    Conventional Home loans
    VA & ODVA Home loans
    Down payment assistance
    Bridge
    Conventional
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    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 112867; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.