Paul Pernicone - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS # 562027
Paul understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The entire program is exceptional. Paul made it easy, answered all of my 1,000 questions and explained the complex moving of parts in a way that I was able to understand. Furthermore, without this program, my wife, kids and I would not have...
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Paul Pernicone's professionalism and knowledge were insrumental throughout the mortgage inception. This was my first experience with AnnieMac and it was GREAT!
Excellent communication and service
When applying for First Time HomeBuyers benefits through NJHMFA in March of 2026, Paul was one of about a dozen participating lenders to contact me. Paul was the only person to actually call me & leave me a voicemail that wasn't a recording....
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Reply from Paul Pernicone - AnnieMac Home Mort...
July 11th, 2026 10:07 PM
Adrienne, I'm pleased to hear that my approach stood out during your First Time HomeBuyers benefits application. It's important to me to provide a personal touch, and I'm grateful for your recommendations to your friends. Thank you for your...
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Paul was very responsive and patient in answering all of my questions througj the proces.
Reply from Paul Pernicone
July 11th, 2026 10:07 PM
Brandon, I appreciate your kind words. I'm glad I could be responsive and patient in addressing all of your questions throughout the process. Thank you for sharing your experience with AnnieMac Home Mortgage.
Great support , very responsive and wonderful overall experience
Reply from Paul Pernicone - AnnieMac Home Mort...
June 12th, 2026 03:29 PM
I'm pleased to know that you had a wonderful experience, Nesrine. Providing great support and being responsive are priorities for me, so your feedback means a lot. Thank you for sharing your positive experience!
Providing detailed information and guidance through the process
Reply from Paul Pernicone - AnnieMac Home Mort...
June 3rd, 2026 07:10 PM
Sherif, I appreciate your feedback on the detailed information and guidance provided throughout the process. It's important to me that my clients feel informed and supported every step of the way. Thank you for choosing AnnieMac Home Mortgage....
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Paul is truly exceptional! From start to finish, his level of service and communication was outstanding. I had a ton of questions throughout the process, and Paul answered every single one with incredible patience. He has a unique ability to...
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Reply from Paul Pernicone - AnnieMac Home Mort...
May 29th, 2026 02:09 PM
Sherif, I'm so pleased to hear that you found my service and communication solid throughout your home buying process. It's important to me that every client feels supported and informed, especially when navigating such a significant decision...
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Paul was involved from the very beginning and maintained excellent communication throughout the process. Thanks to his guidance, everything proceeded smoothly, and we were able to close quickly. Thank you, Paul!
Reply from Paul Pernicone - AnnieMac Home Mort...
November 21st, 2025 09:24 PM
I appreciate your kind words, Diana. It's rewarding to know that my involvement and communication made the process smooth and efficient for you. Thank you for trusting me to guide you through the closing. Please feel free to reach out if you...
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Very pleasant and diligent to work with in this industry
Reply from Paul Pernicone - AnnieMac Home Mort...
September 11th, 2025 07:36 PM
I'm pleased to hear that you found working with me to be both pleasant and diligent, Rosemarie. It's important to me to make each part of the process as smooth and efficient as possible. Thank you for taking the time to share your experience....
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About
Paul understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Paul is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 562027
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.