Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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The Patrick Stoy team at MC Mortgage was world class throughout the process of my loan. I had a number of people willing to help, super timely responsiveness, and amazingly friendly interactions every time we talked or emailed. I will DEFINITELY...
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The Patrick Stoy team at MC Mortgage was world class throughout the process of my loan. I had a number of people willing to help, super timely responsiveness, and amazingly friendly interactions every time we talked or emailed. I will DEFINITELY...
read more
I cannot say enough about the personal service my wife and I received throughout the entire home buying process. The team was in constant contact with updates and was there any time I had a question.I would definitely use the Stoy Team at MC...
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I cannot say enough about the personal service my wife and I received throughout the entire home buying process. The team was in constant contact with updates and was there any time I had a question.I would definitely use the Stoy Team at MC...
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The whole process from application to settlement went very smoothly. All paper work was easily signed over the internet and all correspondence completed quickly.
The whole process from application to settlement went very smoothly. All paper work was easily signed over the internet and all correspondence completed quickly.
Everyone at MC Mortgage was wonderful to work with while in the process of buying our house. Not only did they get us a great rate, but they were always quick to respond when we needed pre-approval letters for offers and communicated what was...
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Patrick and his team made refinancing my mortgage a totally painless experience. Everyone was extremely professional. They answered all my questions and got me closed in about a week. I highly recommend MC Mortgage.
Patrick and his team made refinancing my mortgage a totally painless experience. Everyone was extremely professional. They answered all my questions and got me closed in about a week. I highly recommend MC Mortgage.
Terrific proactive service by Patrick's team. They helped us every step of the way, checking in 2 or 3 times just to make sure we were on track and asked if we had any questions or concerns. Providing us a package with moving labels was a nice...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095