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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Awesome, everything went quick and they kept me informed step by step
Reply from Owner
October 25th, 2022 01:50 PM
We're so glad you had such a pleasant experience. Congratulations! 🏡🔑
Extremely responsive and experienced. They are always available for questions and always seem to find a loan product to fit all situations.
Reply from Owner
September 27th, 2022 01:27 PM
Hi Matt! Thank you for sharing your positive experience with us! We're always here should you ever need anything in the future!
Extremely responsive and experienced. They are always available for questions and always seem to find a loan product to fit all situations.
Reply from Owner
September 27th, 2022 01:27 PM
Hi Matt! Thank you for sharing your positive experience with us! We're always here should you ever need anything in the future!
MC Mortage Groupe is a dedicated team of professionals. I know without them, I wouldn’t have gotten the financing for the house. Thank you Patrick and MC Mortgage for your help.
Reply from Owner
September 27th, 2022 01:26 PM
Thank you for the kind words. We appreciate the opportunity to help you through your mortgage loan process and congratulations on your new home!
MC Mortage Groupe is a dedicated team of professionals. I know without them, I wouldn’t have gotten the financing for the house. Thank you Patrick and MC Mortgage for your help.
Reply from Owner
September 27th, 2022 01:26 PM
Thank you for the kind words. We appreciate the opportunity to help you through your mortgage loan process and congratulations on your new home!
MC Mortgage Group is awesome! Patrick Stoy is so knowledgeable about the market, and different products out there that can help each unique situation. He helped me save money so I'm happy! Allison and Courtney were also great to work with in...
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Reply from Owner
September 27th, 2022 01:24 PM
We really appreciate your kind words, Harrison! We make it our mission to give every client an excellent experience, and we’re so happy to hear that you did 😊 Thank you for choosing MC Mortgage! We look forward to working with you again in...
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Jeanna B
Reply from Owner
September 21st, 2022 03:57 PM
Thank you for the Five Star Review!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Jeanna B
Reply from Owner
September 21st, 2022 03:57 PM
Thank you for the Five Star Review!
MC Mortgage is the best choice for your home in Wilmington. They had the most competitive rates, set expectations on the front-end, communicated well throughout, and went above and beyond to make sure everything went smoothly. I highly recommend...
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Reply from Owner
September 13th, 2022 02:57 PM
We're so glad you had such a pleasant experience. Congratulations! 🏡🔑
MC Mortgage is the best choice for your home in Wilmington. They had the most competitive rates, set expectations on the front-end, communicated well throughout, and went above and beyond to make sure everything went smoothly. I highly recommend...
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Reply from Owner
September 13th, 2022 02:57 PM
We're so glad you had such a pleasant experience. Congratulations! 🏡🔑
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095