

Patrick Kernick
Loan Originator | NMLS# 771012

I'm Patrick Kernick, a Loan Originator of Howard Hanna Mortgage Services. Howard Hanna Mortgage Services offers a complete selection of mortgage loan programs with a wide variety of national and local investors. Ranked the 3rd largest real ... Show More
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From gathering quotes on mortgages through the loan underwriting process and up through closing, Pat was great. Broke things down for us extremely quickly and effectively, answering every question we had, while anticipating others that we should...
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Very helpful throughout the entire home buying process. Quick to respond to questions asked, regardless of day of week or time of day. I would definitely recommend Pat to anyone looking for a mortgage.
Pat is the best. He is completely thorough, knowledgeable, and quick to respond. I appreciated Pat putting everything into terms I could understand and exploring every option for me and my purchase.
I couldn’t have asked for a better person to go through for my first mortgage. He was able to answer any questions I had and direct me in every step I had to take since my purchase was private party (more for me to do) He definitely went far...
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Patrick was consistently available to answer questions and address concerns. He is knowledgeable, professional and gets the work done. I will highly recommend his services to friends and family.
Patrick and his team were exceptionally responsive and helpful throughout the loan process. We were able to secure our loan for our new house months before moving/starting our new jobs. We would highly recommend working with him to all of my...
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I had a somewhat difficult lending situation. Patrick took the extra time to push for this loan on his side and communicated everything with me. Patrick was one of the only loan officers in the area to even look into my lending situation (I'm...
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Patrick is the hardest working, smartest person to get a mortgage with. He will do whatever you need done and will answer all your calls, text, emails, etc. quickly and professionally. There is no one else that can provide a home loan better...
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I've never built a home before and Patrick helped me understand how this type of loan works. He was patient and responsive to all my questions. When I had a question the weekend before the closing, he called me on a Saturday to make sure I...
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Our lender was fantastic and truly exceeded our expectations. He was very informative, efficient, helpful, thorough and responsive. I would recommend Patrick to anyone looking for an exceptional lender.
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About
I'm Patrick Kernick, a Loan Originator of Howard Hanna Mortgage Services. Howard Hanna Mortgage Services offers a complete selection of mortgage loan programs with a wide variety of national and local investors. Ranked the 3rd largest real estate mortgage company in the United States,* we can simplify your home buying or refinancing transaction. Howard Hanna Mortgage is licensed in Pennsylvania, Ohio, Michigan, and West Virginia.Serving clients throughout New York, 1st Priority Mortgage, Inc. is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 771012
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.