

Patrick Kernick
Loan Originator | NMLS# 771012

I'm Patrick Kernick, a Loan Originator of Howard Hanna Mortgage Services. Howard Hanna Mortgage Services offers a complete selection of mortgage loan programs with a wide variety of national and local investors. Ranked the 3rd largest real ... Show More
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Open communication throughout the process of the loan including appraisal information.
Availability and quick response to any questions and concerns.
Thank you for all you do for our clients and us as realtors!
Reply from Patrick Kernick
July 24th, 2023 02:55 PM
Thank you so much Debbie! I'm so fortunate to work with you and Mike! You are both pros, in every sense. Your clients are lucky to have you! Thanks again and look forward to the next one!
As a first time homebuyer, I expected a little more explanation as we moved through the various stages on the financial side. Many times I felt like we were emailed more documents to sign without any prior explanation of what it was. When it...
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Reply from Susan Burke
July 14th, 2023 08:06 PM
Hello Mary. Please accept our apologies for your frustrations during the mortgage process. I understand that Pat addressed your concerns privately via email.
Susan Burke, Director of Regulatory Compliance
Patrick was friendly, responsive, and answered all of our questions in a timely manner. He guided us through the whole process and him and his team made the house buying experience a great one! We would highly recommend working with Patrick....
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Reply from Patrick Kernick
July 17th, 2023 08:23 PM
Thank you so much for your kind words, Erin! It was a pleasure working with you and Bill! I'm thrilled to hear you had a great experience. I strive to provide the best customer service possible and I'm glad that I was able to make the house...
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It’s a complicated process but Pat made it as easy as possible.
Reply from Patrick Kernick
July 17th, 2023 08:23 PM
Thank you Jim! I am so happy for you and Heather and glad we could make it happen smoothly!
Thanks again for the review and please do not hesitate to reach out with any questions about the mortgage
Patrick is great to work with. He is able to explain everything to the buyers so they have a great understanding of the process. He is communicative and always available.
Reply from Patrick Kernick
July 24th, 2023 02:57 PM
Thank you Cindy! I am so lucky to get to work with you and your clients. Always a pleasure. I appreciate your attention to the buyer's needs and goals. Thanks again and look forward to the next one!
Patrick was transparent throughout the entire process. I was pleased that he was able to respond quickly to my questions and concerns.
Reply from Patrick Kernick
July 17th, 2023 08:23 PM
Hi Pete, thank you for review! I'm delighted to know that you had a positive experience with me and Howard Hanna Mortgage Services. I strive to provide excellent customer service every time. Thank you again for your kind words!Enjoy the new...
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Great communication!!
Thank you so much again for making this an easy process.
Patrick is always upbeat and positive. He’s a pleasure to work with.
Pat answered my call on a Friday night and did a work up cost estimate, pre approval for previous buyers so they could compete in a multi offer situation on a new million dollar listing in shady side. He stopped whatever he was doing to service...
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About
I'm Patrick Kernick, a Loan Originator of Howard Hanna Mortgage Services. Howard Hanna Mortgage Services offers a complete selection of mortgage loan programs with a wide variety of national and local investors. Ranked the 3rd largest real estate mortgage company in the United States,* we can simplify your home buying or refinancing transaction. Howard Hanna Mortgage is licensed in Pennsylvania, Ohio, Michigan, and West Virginia.Serving clients throughout New York, 1st Priority Mortgage, Inc. is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 771012
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.