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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
From the first meeting, I could tell Patrick has been doing this a long time, enjoys what he does and knows what he’s talking about. He walked me through all my mortgage options and explained his recommendation. I was expecting him to hand...
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Reply from Patrick Holland
March 20th, 2025 01:43 PM
Peter, thank you so much for the kind words! It was a pleasure working with you throughout your home-buying journey. I'm glad to hear that my guidance and support made the mortgage process smoother for you. My team and I always strive to provide...
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No need to shop multiple lenders, don’t waste your time – Patrick Holland from Embrace Home Loans is the best in the business. From the first meeting, you can tell Patrick has been doing this a long time, enjoys what he does and knows what...
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Reply from Owner
March 21st, 2025 12:00 AM
Peter, thank you for the trust and hard work during our purchase. You both were incredible to work with and I wish you many happy years in your new home!
Pat and Team were available at a moment's notice to assist us with questions and clarifications regarding this purchase process.
Reply from Patrick Holland
March 20th, 2025 01:44 PM
Erik, I'm thrilled to hear that you had a positive experience with our team at Embrace Home Loans. It was a pleasure working with you, and I'm glad we could provide the support and clarity you needed throughout the purchase process. Your feedback...
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As first time homebuyers, Pat guided us through the lending process and general home buying process with detail and a lefel of care to not overwhelm us. As we made offers on homes, Pat was diligent in following up with the listing agent and...
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Reply from Patrick Holland
March 7th, 2025 01:46 PM
Julia, thank you so much for your kind words. It was truly a pleasure to work with you as you navigated the home buying process for the first time. I'm glad to hear that I was able to guide you without overwhelming you and that you felt supported...
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Timely communication. Clear direction in what documentation was needed and when. Talked us through our options to get us a great rate
Reply from Patrick Holland
March 7th, 2025 01:46 PM
Matthew, I'm thrilled to hear about your positive experience with the loan process. It was a pleasure working with you and ensuring you had all the information needed every step of the way. I'm glad we could explore your options together and...
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Pat's knowledge about the entire loan process made it very easy for us as first time homebuyers. Consistent and clear communication was one of Pat and his team's best attributes from pre-approval to closing. I would recommend Pat and Embrace...
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Reply from Patrick Holland
March 4th, 2025 02:12 PM
Brian, thank you so much for your kind words. I'm thrilled to hear that my knowledge and communication made the process easier for you as first-time homebuyers. It was a pleasure working with you, and I'm grateful for the opportunity to help...
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Pat was knowledgable, responsive, and efficient in all of our dealings. This home purchase was my third, and was easily the best experience I've had partnering with a lender. Pat met with me in early mornings and at 9:30PM - always accommodating...
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Reply from Patrick Holland
March 4th, 2025 01:46 PM
Todd, I'm thrilled to hear about your positive experience! It was a pleasure to work with you and be part of your home-buying journey. I always strive to make the process smooth and personalized, and your feedback means a lot to me. Thank you...
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After providing unparalleled support during the purchase of this home, Pat kept an eye on interest rates, stayed in touch about the market over the last 9 months, and reached out when they dropped far enough for a refinance to make sense. He...
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Reply from Owner
January 5th, 2026 12:00 AM
When clients become friends, it is just an added bonus! I appreciate you Todd and glad things worked out as planned!
Pat and his team at Embrace were incredibly easy to work with, and made purchasing our home very simple. From the start of the pre-approval process to closing, Pat was with us every step of the way, and was constantly in communication with...
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Reply from Owner
March 21st, 2025 12:00 AM
Thank you so much for allowing me to assist you and your family. I wish you many happy years in your new home and will be here anytime you have any questions or need anything at all!
Embrace turned a daunting and intimidating process, espeically as a first time home buyer, into an easy and understandable process. Pat was great and super responsive.
Reply from Patrick Holland
March 4th, 2025 01:46 PM
Jessica, I'm thrilled to hear that your experience as a first-time home buyer was positive and that I could help make the process more approachable for you. It was a pleasure working with you, and I'm glad I could assist in making your home...
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.