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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
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Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Patrick is a problem solver - he doesn't look at lending as black and white, he sees it as a puzzle that has a solution despite how mixed up the pieces may be. He's great to work with.
Reply from Patrick Holland
August 11th, 2025 01:46 AM
Theodore, I appreciate your insightful review. I'm glad to hear that my approach to lending resonated with you. I strive to find solutions that fit each unique situation, and it's rewarding to know this was your experience. If there's anything...
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Pat is the Bee's Knees of lenders. Enough said.
Reply from Patrick Holland
July 13th, 2025 09:36 PM
Thank you for such a delightful review, Raleigh. I'm genuinely pleased to know that you had a positive experience. Your words made my day, and I'm glad I could assist you with your lending needs. If there's anything else I can help with in...
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Pat was great
Reply from Patrick Holland
August 12th, 2025 12:42 PM
Andrew, thank you for the positive feedback. I'm glad to hear that you had a great experience. If you have any questions or need anything else, feel free to reach out. I'm here to assist with any of your home loan needs.
Patrick was very responsive, always answering questions rapidly and accurately
Reply from Patrick Holland
June 22nd, 2025 01:04 AM
I'm glad to hear you found my responsiveness helpful during your loan process. It was a pleasure assisting you with your home purchase. Thank you for your kind words and for choosing Embrace Home Loans.
Pat was so helpful with walking us through every process and step along the way, he explained everythng in great detail but also in a way that made it easy to understand. He was available whenever we needed him even after hours and on short...
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Reply from Patrick Holland
June 22nd, 2025 01:04 AM
I'm thrilled to hear that I could assist you with your home purchase process. It's great to know that the detailed explanations and availability met your expectations. Thank you for your kind words and for choosing Embrace Home Loans. If you...
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We started working with Pat about a month before my husband was to go out to sea with no communications and there were some things that needed to get done before this was to happe. I always felt like I was supported and had very good communication...
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Reply from Patrick Holland
June 22nd, 2025 01:05 AM
I'm glad to hear that you felt supported and experienced good communication during the process. It was a pleasure assisting you and your husband with your home loan needs. Thank you for choosing Embrace Home Loans. If there’s anything more...
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Constant, professional, clear communication. Always new where we were in the process, and always understood deadlines and expectations.
Reply from Patrick Holland
June 22nd, 2025 01:05 AM
I'm thrilled to hear that you appreciated the constant and professional communication throughout your loan process. It was a pleasure to assist you, and I'm glad we could meet your expectations and keep you informed every step of the way. Thank...
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We are so greateful for all of the guidance and intentional direction we received from Pat!! Completely new to home buying and new to the Navy, I'm so thankful for the experience Pat brought to the table. He was always available to us when...
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Reply from Patrick Holland
June 22nd, 2025 01:05 AM
I'm thrilled to hear that your home buying experience was positive and that my guidance was helpful. It was a pleasure to assist you, especially as you navigate both a new home purchase and your new journey with the Navy. Thank you for your...
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This was a challenging transaction. Patrick was ON TOP of Everything . He and the Embrace team moved mountains to help our clients get to the finish line. This is no exaggeration. I do not know of any lending team that would of or could of...
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Reply from Patrick Holland
June 22nd, 2025 01:06 AM
I'm thrilled to hear that we could successfully support your clients through this challenging transaction. It was a pleasure working with you, and I'm grateful for your recognition of our efforts. Thank you for your kind words and trust in...
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Pat and his team went above and beyond helping me secure a VA loan including exceptions. Without his tireless efforts I would certainly not have a place to call home. Pat is always on top of the issues at hand and is someone I can count on...
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Reply from Patrick Holland
June 8th, 2025 04:09 AM
I'm thrilled to hear that you had such a positive experience with securing your VA loan. It was truly a pleasure to assist you, and I'm glad we could help you find a place to call home. Thank you for your kind words and recommendation. If you...
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.