Pamela Boyd
Branch Manager Loan Officer | NMLS# 640458
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Pam is extremely knowledgeable and incredibly good at her job and ability to get us the lowest rate possible, while explaining everything in the easiest to understand way possible. We've used Pam for 3 homes in 3 years and if I end up buying/selling...
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Reply from Pamela Boyd
February 26th, 2026 06:46 PM
I wished all my clients could be you guys. You make me look good.
Here's to another 20 houses.
Call me if you need anything.
smooth transactions and quick responses
We just closed on our home with Pam Boyd and her team for the second time, and once again they exceeded our expectations. From start to finish, the entire transaction was seamless and incredibly easy to navigate. Pam and her team communicated...
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Everything. Fairway was prompt with every step in the process and kept us informed.
Reply from Pamela Boyd
February 11th, 2026 02:40 PM
Thank you so much for the 5-star review! It truly means a lot.It was an absolute honor to work with you and Amy, especially as a veteran and agent. We’re grateful for your trust throughout the process. My team and I believe communication is...
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The process was easy. It did not require a whole lot of stress. The fairway team secure of my husband and I. Miss Pam was awesome. She explained everything that we did not understand. She had great patience and secure us a beautiful home. I...
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Reply from Pamela Boyd
February 6th, 2026 02:48 PM
Thank you so much for your kind words! Working with you and your husband was truly a pleasure. You were amazing clients and made our job so easy every step of the way. Helping families like yours is exactly why we do what we do, and it means...
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Fairway did an amazing job helping my husband and I get our first home. We are new to the home buying experience however, Fairway, Mrs. Pam and Mrs. Tina did a wonderful job! They explained everything that we didn’t understand, they were patient...
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Pam Boyd was very easy to to work with and very detailed about everything! And great communication! We have had many closing and she made this one the easiest one yet! Thank you so much Pam !
Pam was excellent in responding to our questions throughout the process. Our experience being "OK" was probably primarily other sources causing delays in our closing.
Reply from Pamela Boyd
December 20th, 2025 10:53 PM
I appreciate your kind words, Katherine. I'm glad I could assist you with your questions during the process. I do wish this experience had been better for you guys, I hope you enjoy living in this area. If there is anything further I can do...
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Do not hesitate to call Pam Boyd today! She knows her stuff!!
She was on top of everything
Reply from Pamela Boyd
December 20th, 2025 10:54 PM
I loved working with you, and I hope you love your new home and living in this area. If you need anything, please let me know.
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA, Conventional, FHA, USDA, Alabama Housing Bond Program, Non-QM Product
Mortgage Products Conventional Loans: typically requiring a down payment of at least 3-20%. FHA Loans: Government-backed loans by the Federal Housing Administration, often with lower down payment and credit score requirements. VA Loans: Loans for veterans and active-duty military members, backed by the Department of Veterans Affairs, often with no down payment. USDA Loans: Government-backed loans for rural properties, often with no down payment. Jumbo Loans: Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, typically used for luxury properties. Adjustable-Rate Mortgages (ARMs): Mortgages with interest rates that adjust periodically based on market conditions. Loan Services Pre-Qualification and Pre-Approval: Assessing a potential borrower's financial status to determine their eligibility for a loan. Loan Application Processing: Assisting clients with completing and submitting the necessary paperwork for loan approval. Credit Analysis: Evaluating a borrower's credit history to determine the risk level and appropriate loan products. Rate Locking: Locking in a specific interest rate for a certain period, protecting the borrower from rate fluctuations. Loan Structuring: Advising clients on the best loan structure, including loan term, interest rate type, and repayment plan.
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Positions
- Fairway Independent Mortgage Corporation - Co-Branch ManagerMar 1st, 2018 - Current
Memberships
- Southeast Alabama Association of Realtors
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 640458
Achievements
- Scotsman Guide Top Originator 2021 and 2023
Hobbies
- I love love the beach any time of year and antiquing in the fall.
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures