Pamela Boyd
Branch Manager Loan Officer | NMLS# 640458
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Pam is very hard working and helpful. She will equip you to make the best decisions for your mortgage loan needs. We were so impressed and thankful for her!
Reply from Owner
July 2nd, 2026 01:31 PM
Thank you so much for your kind words! It was truly a pleasure working with you throughout your home financing journey. I'm grateful for the opportunity to help you navigate the mortgage process and make informed decisions every step of the...
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Pam was so helpful. She was direct and gave us the information we needed to make the best decision for our mortgage. She was efficient and worked hard so we could close on our new home. We would highly recommend Pam for our friends who are...
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Reply from Pamela Boyd
July 2nd, 2026 01:33 PM
Thank you so much for your thoughtful review! It was a pleasure helping you through the home financing process, and I'm so glad I could provide the information you needed to make the best decision for your family. I'm grateful for the trust...
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Pam has been excellent and professional, she provides and advocates in the best interest of her clients.
Pam has always provided quality and provide the best for her clients
Reply from Pamela Boyd
June 30th, 2026 08:38 PM
I'm grateful for your kind words. I'm committed to providing quality service and doing my best for each client at Fairway Home Mortgage. If you ever need further assistance, please feel free to reach out.
Pam made our loan process simple and easy!!!
Pam and Gena made our loan process easy!
Would recommend 1000000%, very helpful and hardworking! They worked hard get everything done for me in a last minute rush. I Can not thank you all enough for your dedication and hard work to make this process easy for us!!
Pam and her employees were super helpful for me buying my first home! They went above and beyond to help with all this issues I was having. You could not ask for better service because it would not exist!! Thank you (yall) for everything l!!!...
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Reply from Pamela Boyd
June 23rd, 2026 03:36 PM
Thank you so much for the kind words! It was truly a pleasure helping you through the purchase of your first home. Buying a home can come with plenty of questions and unexpected challenges, and we're honored that you trusted us to guide you...
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Pamela Boyd has received a review with 5 star rating from Kate V
Pam was absolutely amazing from the very beginning. it was my husband and i first time buying a home and we knew nothing about it. she was always there for any of my many questions and always was happy to help with anything. i could not have...
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Reply from Pamela Boyd
June 22nd, 2026 10:11 PM
Kate and Kyle, thank you so much for taking the time to share this. I’m really glad I could help you both through your first home purchase—there are always a lot of moving pieces, and I know it can feel overwhelming at the beginning.It means...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA, Conventional, FHA, USDA, Alabama Housing Bond Program, Non-QM Product
Mortgage Products Conventional Loans: typically requiring a down payment of at least 3-20%. FHA Loans: Government-backed loans by the Federal Housing Administration, often with lower down payment and credit score requirements. VA Loans: Loans for veterans and active-duty military members, backed by the Department of Veterans Affairs, often with no down payment. USDA Loans: Government-backed loans for rural properties, often with no down payment. Jumbo Loans: Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, typically used for luxury properties. Adjustable-Rate Mortgages (ARMs): Mortgages with interest rates that adjust periodically based on market conditions. Loan Services Pre-Qualification and Pre-Approval: Assessing a potential borrower's financial status to determine their eligibility for a loan. Loan Application Processing: Assisting clients with completing and submitting the necessary paperwork for loan approval. Credit Analysis: Evaluating a borrower's credit history to determine the risk level and appropriate loan products. Rate Locking: Locking in a specific interest rate for a certain period, protecting the borrower from rate fluctuations. Loan Structuring: Advising clients on the best loan structure, including loan term, interest rate type, and repayment plan.
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Positions
- Fairway Independent Mortgage Corporation - Co-Branch ManagerMar 1st, 2018 - Current
Memberships
- Southeast Alabama Association of Realtors
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 640458
Achievements
- Scotsman Guide Top Originator 2021 and 2023
Hobbies
- I love love the beach any time of year and antiquing in the fall.
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures