Pamela Boyd
Branch Manager Loan Officer | NMLS# 640458
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Very thourough with paperwork. I like that I was given the option to choose a lower rate when it became available.
Reply from Pamela Boyd
May 22nd, 2026 02:11 PM
I'm glad to hear that you appreciated the thoroughness with the paperwork, Robretta. Offering you the option to choose a lower rate is something I strive for to ensure you get the best possible deal. If you have any more questions or need further...
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Pam is amazing and helped us through everything. she went into depth to explain things we had questions about.
Reply from Pamela Boyd
May 22nd, 2026 02:13 PM
I'm glad to hear that I could assist you and provide the depth of explanation you needed. Helping you understand every step of the process is important to me. If you have any more questions or need further assistance, please feel free to reach...
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Excellent customer service, facilitated the bank process and assisted tremendously. Highly recommend for those service members coming back from overseas.
Reply from Pamela Boyd
May 22nd, 2026 02:12 PM
Hermer, I'm grateful for your kind words and recommendation, it is an honor to help members of your military find their new homes. If there's anything more, I can do for you or others returning from overseas, please let me know.Thank you for...
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It was a great experience working with fairway independent mortgage. I will recommend them to people because because they help me real good I am really a satisfied customer. I appreciate you all right
This boyd tell you everything you need to know and everything you have to do
Reply from Pamela Boyd
May 22nd, 2026 02:14 PM
I'm grateful for your kind words, Michael. I'm glad I could provide you with all the information and guidance you needed throughout the process. If you have any more questions or need further assistance, please feel free to reach out.Welcome...
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Pam was absolutely amazing throughout both the purchase and refinance of our home. She made the entire process feel smooth and far less stressful than I expected. She was always quick to respond, explained everything in a way that actually...
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Reply from Pamela Boyd
May 22nd, 2026 02:22 PM
Thank you for the kind words, I'm really grateful for the opportunity to work with you and your sweet family. I am so glad I could make both your purchase and refinance experiences smooth and less stressful. Ensuring you feel confident and...
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Pam made everything so easy and painless. it was a great experience
Pam made everything so easy and painless. it was a great experience
Reply from Pamela Boyd
May 22nd, 2026 02:24 PM
I know the mortgage process can be overwhelming so Easy and Painless is what I like to hear. Thank you for letting me be a part of this milestone for you and your family. If you every need anything, please reach out.
Great service
Reply from Pamela Boyd
May 22nd, 2026 02:25 PM
I'm grateful for your kind words. It's appreciated to know you had a positive experience with the service at Fairway Home Mortgage. If you ever need further assistance, I'm here to help.
Our experience with Pam was excellent.She answered all our questions and was professional in all of our interactions.We could not have had a more positive experience I highly recommend her services to anyone.
Reply from Pamela Boyd
April 17th, 2026 07:37 PM
I am so happy to hear that your experience with me was excellent. Your recommendation means a lot, and I'm grateful that you and your sweet wife choose me. If you ever need anything, please reach out.
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA, Conventional, FHA, USDA, Alabama Housing Bond Program, Non-QM Product
Mortgage Products Conventional Loans: typically requiring a down payment of at least 3-20%. FHA Loans: Government-backed loans by the Federal Housing Administration, often with lower down payment and credit score requirements. VA Loans: Loans for veterans and active-duty military members, backed by the Department of Veterans Affairs, often with no down payment. USDA Loans: Government-backed loans for rural properties, often with no down payment. Jumbo Loans: Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, typically used for luxury properties. Adjustable-Rate Mortgages (ARMs): Mortgages with interest rates that adjust periodically based on market conditions. Loan Services Pre-Qualification and Pre-Approval: Assessing a potential borrower's financial status to determine their eligibility for a loan. Loan Application Processing: Assisting clients with completing and submitting the necessary paperwork for loan approval. Credit Analysis: Evaluating a borrower's credit history to determine the risk level and appropriate loan products. Rate Locking: Locking in a specific interest rate for a certain period, protecting the borrower from rate fluctuations. Loan Structuring: Advising clients on the best loan structure, including loan term, interest rate type, and repayment plan.
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Positions
- Fairway Independent Mortgage Corporation - Co-Branch ManagerMar 1st, 2018 - Current
Memberships
- Southeast Alabama Association of Realtors
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 640458
Achievements
- Scotsman Guide Top Originator 2021 and 2023
Hobbies
- I love love the beach any time of year and antiquing in the fall.
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures