Pamela Boyd
Branch Manager Loan Officer | NMLS# 640458
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
I appreciated the fast responses to all of my questions. I felt like the whole experience was very smooth and everyone was very kind. I was very well taken care of. Pam went over and beyond to help me.
You all were so kind to us and made the process easy and we really enjoyed getting to know you all.
My loan officer and her staff were very personable and were always willing to help answer questions at anytime. They were able to explain areas and concepts I was not familiar with. Great service and experience for first time home buyers.
Pam was the ultimate communicator, along with the rest of the team at Fairway. I was not looking forward to the refinance process, but Pam made my experience so understandable, easy and smooth. I couldn’t have asked for a better experience!
Pam and her team constantly communicated through the mortgage process. Everyone was extremely helpful.
-Updated-The entire process was flawless from start to finish. Pam Boyd made sure we were well taken care of an answered any questions we had. If or when we buy our next house, I will use them again as a lender.Update: we used Pam as our loan...
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Pam was amazing, very helpful and prompt accurate responses. Definitely felt like she was looking out for us every step of the way.
Pam made the whole experience easy. Answering any questions/concerns in a very timely manner.
Her communication and timely manner about everything!
First of all, Pam is downright incredible. Pam did the mortgage lending on my first home and made that happen for me and then she played a part in selling my home as well. She did such an amazing job that I used her again for this home and...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA, Conventional, FHA, USDA, Alabama Housing Bond Program, Non-QM Product
Mortgage Products Conventional Loans: typically requiring a down payment of at least 3-20%. FHA Loans: Government-backed loans by the Federal Housing Administration, often with lower down payment and credit score requirements. VA Loans: Loans for veterans and active-duty military members, backed by the Department of Veterans Affairs, often with no down payment. USDA Loans: Government-backed loans for rural properties, often with no down payment. Jumbo Loans: Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, typically used for luxury properties. Adjustable-Rate Mortgages (ARMs): Mortgages with interest rates that adjust periodically based on market conditions. Loan Services Pre-Qualification and Pre-Approval: Assessing a potential borrower's financial status to determine their eligibility for a loan. Loan Application Processing: Assisting clients with completing and submitting the necessary paperwork for loan approval. Credit Analysis: Evaluating a borrower's credit history to determine the risk level and appropriate loan products. Rate Locking: Locking in a specific interest rate for a certain period, protecting the borrower from rate fluctuations. Loan Structuring: Advising clients on the best loan structure, including loan term, interest rate type, and repayment plan.
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Positions
- Fairway Independent Mortgage Corporation - Co-Branch ManagerMar 1st, 2018 - Current
Memberships
- Southeast Alabama Association of Realtors
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 640458
Achievements
- Scotsman Guide Top Originator 2021 and 2023
Hobbies
- I love love the beach any time of year and antiquing in the fall.
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures