

Pamela Boyd
Branch Manager Loan Officer | NMLS# 640458

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We had a smooth transition.
Reply from Owner
January 30th, 2025 02:55 PM
Gary, thanks so much for the kind words! It was a real pleasure working with you, and I'm so glad everything went smoothly. I always appreciate hearing positive feedback, it makes my job even more rewarding. Hoping you're settling in nicely!...
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Communication was very clear and I felt informed every step of the way. Thank you for your services!
Reply from Pamela Boyd
July 8th, 2024 03:04 PM
I'm delighted to hear that you felt well-informed throughout the loan purchase process, Luke. Clear communication is something I strive for, so it's wonderful to know it made a difference. Thank you for choosing Fairway Independent Mortgage...
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Pam was always in contact with me which was super helpful since my closing date changed several times.
Reply from Pamela Boyd
June 12th, 2024 01:55 PM
I am happy you made it to the closing table, and all was good with your new home. I hope you love it. Thank you for the 5-star review!
Pam was so helpful and available. She took extra time to explain things about the loan to me. I’ve never had to worry about us meeting our timeline for closing or anything getting missed because she reminds me along the way of anything that...
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Reply from Pamela Boyd
June 12th, 2024 01:52 PM
I'm delighted to hear that your experience with me was a positive one, Rachel. Your feedback is greatly appreciated and it was a pleasure to help you understand the loan process. Ensuring you meet your timeline for closing is always a priority,...
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Pam is incredibly friendly, professional, and responds quickly and with an incredible amount of knowledge to any question that arises.
Reply from Pamela Boyd
June 5th, 2024 02:02 PM
I am so happy i could help you guys with your forever home. If you ever need anything, please give me a call.
Pan made the entire process easy for us.
Reply from Pamela Boyd
June 5th, 2024 02:01 PM
Thank you. I hope your pool is in and you are enjoying every minute in your new home.
Outstanding mortgage company, communication, and service.
Reply from Pamela Boyd
June 5th, 2024 02:00 PM
Thank you so much for letting me help you guys. I hope you love your new home.
It is clear that you care about helping us achieve the best interest rates possible. Your communication was wonderful and everything was completely in a timely manner.
Reply from Pamela Boyd
May 31st, 2024 02:12 PM
I'm thrilled to know that you had a positive experience with the process, Clayton. Helping clients like you find the best possible interest rates and ensuring a smooth transaction is the cornerstone of what we do at Fairway Independent Mortgage...
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Pam and her staff were very easy to work with and answered all questions quickly
Reply from Pamela Boyd
May 31st, 2024 02:11 PM
Thanks Denise. I hope the renovations are going just like you want them. I cannot wait to see pictures.
Pam and the entire organization were absolutely amazing. They kept us informed each step of the process and made submitting all necessary paperwork incredibly easy. Would recommend this group to anyone looking to purchase a home.
Reply from Owner
January 30th, 2025 02:56 PM
Hey Tammi,
I am not sure why, but I am just getting your review. I hope you love your new home and everything is going great.
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA, Conventional, FHA, USDA, Alabama Housing Bond Program, Non-QM Product
Mortgage Products Conventional Loans: typically requiring a down payment of at least 3-20%. FHA Loans: Government-backed loans by the Federal Housing Administration, often with lower down payment and credit score requirements. VA Loans: Loans for veterans and active-duty military members, backed by the Department of Veterans Affairs, often with no down payment. USDA Loans: Government-backed loans for rural properties, often with no down payment. Jumbo Loans: Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, typically used for luxury properties. Adjustable-Rate Mortgages (ARMs): Mortgages with interest rates that adjust periodically based on market conditions. Loan Services Pre-Qualification and Pre-Approval: Assessing a potential borrower's financial status to determine their eligibility for a loan. Loan Application Processing: Assisting clients with completing and submitting the necessary paperwork for loan approval. Credit Analysis: Evaluating a borrower's credit history to determine the risk level and appropriate loan products. Rate Locking: Locking in a specific interest rate for a certain period, protecting the borrower from rate fluctuations. Loan Structuring: Advising clients on the best loan structure, including loan term, interest rate type, and repayment plan.
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Positions
- Fairway Independent Mortgage Corporation - Co-Branch ManagerMar 1st, 2018 - Current
Memberships
- Southeast Alabama Association of Realtors
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 640458
Achievements
- Scotsman Guide Top Originator 2021 and 2023
Hobbies
- I love love the beach any time of year and antiquing in the fall.
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures