

Pamela Boyd
Branch Manager Loan Officer | NMLS# 640458

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Being available with timely help and advice.
Reply from Pamela Boyd
April 7th, 2025 01:52 PM
I'm glad to hear that you found my availability and advice helpful. It was a pleasure assisting you with your mortgage needs. Thank you for the positive feedback!
Making my first time buying a home a great experience for me
Reply from Pamela Boyd
April 5th, 2025 03:24 PM
I'm thrilled to hear that your first homebuying experience was great. It was a pleasure assisting you throughout the process. Thank you for your kind words!
In 2024, I got a mortgage here. They were very happy to help me and completed the loan application very quickly. In 2025, I had trouble paying my house bill. I came back to them for help. I didn't expect them to be so enthusiastic in helping...
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Reply from Owner
April 10th, 2025 02:15 PM
I'm truly touched by your heartfelt words. It was a pleasure assisting you with your mortgage and subsequent concerns. Your appreciation means a lot to us, and we're always here to help with any questions you may have. Thank you for your kind...
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Thank you all for making my experience great 😊
Reply from Owner
April 10th, 2025 02:15 PM
I'm thrilled to hear that you had a great experience, Cinnamon. It was a pleasure assisting you, and I appreciate your kind words. If you need any further assistance, feel free to reach out.
Super professional and very willing to put my best interest first. Pam made me feel comfortable and confident during the loan process.
Reply from Owner
April 5th, 2025 03:25 PM
I'm thrilled to hear that you felt comfortable and confident during your loan process. It was a pleasure to assist you, and I'm glad I could prioritize your best interests. Thank you for letting me help you with the purchase of your new home...
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Promp appointment was made by Pam. I felt that she had my best interest in navigating the loan process.
Reply from Pamela Boyd
March 22nd, 2025 10:22 PM
Thank you so much for your kind words, Donna. I'm thrilled to hear that you felt supported during the loan process. It was a pleasure to work with you, and I'm glad I could contribute to making your experience a positive one. If you have any...
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I had an outstanding experience with Pam Boyd at Fairway Independent Mortgage! From start to finish, their team was professional, knowledgeable, and incredibly responsive. They guided me through every step of the home loan process, ensuring...
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Reply from Owner
March 22nd, 2025 10:22 PM
Hi Austin, Thank you so much for your kind words and for taking the time to share your experience. It was truly a pleasure working with you and helping you navigate the home loan process. I'm thrilled to hear that you felt supported and informed...
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The Lender along with my realtor made the whole process feel seamless for me. I didn't have to do much of anything it felt like.
Reply from Pamela Boyd
March 17th, 2025 02:24 PM
Austin, I'm so glad to hear that the process felt seamless for you! That's exactly what we strive for. Making things straightforward and stress-free is our goal, and it's fantastic to know we hit the mark. If you have any more questions or...
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Process and timelin, wish that Fairway was able to match competition rate and fees.
Reply from Pam Boyd
March 17th, 2025 02:24 PM
Hi Chirag, Thank you for taking the time to leave a review and for giving us a 5-star rating! I appreciate your feedback about the process and timeline. It’s important to me that you had a positive experience, and I understand the importance...
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Mrs Pam was helpful throughout the whole process and responded very quickly to any questions or concerns that we may have had. I highly recommend her and her team. Thank you so much!!!
Reply from Owner
March 17th, 2025 02:25 PM
Thank you so much, Lejorge, for your kind words and recommendation. I'm thrilled to hear that you found the process so helpful and that my responses were timely for you. It was a pleasure working with you, and I'm glad my team and I could assist...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA, Conventional, FHA, USDA, Alabama Housing Bond Program, Non-QM Product
Mortgage Products Conventional Loans: typically requiring a down payment of at least 3-20%. FHA Loans: Government-backed loans by the Federal Housing Administration, often with lower down payment and credit score requirements. VA Loans: Loans for veterans and active-duty military members, backed by the Department of Veterans Affairs, often with no down payment. USDA Loans: Government-backed loans for rural properties, often with no down payment. Jumbo Loans: Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, typically used for luxury properties. Adjustable-Rate Mortgages (ARMs): Mortgages with interest rates that adjust periodically based on market conditions. Loan Services Pre-Qualification and Pre-Approval: Assessing a potential borrower's financial status to determine their eligibility for a loan. Loan Application Processing: Assisting clients with completing and submitting the necessary paperwork for loan approval. Credit Analysis: Evaluating a borrower's credit history to determine the risk level and appropriate loan products. Rate Locking: Locking in a specific interest rate for a certain period, protecting the borrower from rate fluctuations. Loan Structuring: Advising clients on the best loan structure, including loan term, interest rate type, and repayment plan.
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Positions
- Fairway Independent Mortgage Corporation - Co-Branch ManagerMar 1st, 2018 - Current
Memberships
- Southeast Alabama Association of Realtors
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 640458
Achievements
- Scotsman Guide Top Originator 2021 and 2023
Hobbies
- I love love the beach any time of year and antiquing in the fall.
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures