Pamela Boyd
Branch Manager Loan Officer | NMLS# 640458
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We truly enjoyed working with Pam and her associates! Before her, we didn’t have the best experience. But now, she has definitely shared a positive light on our journey to owning a new home. Great communication, great understanding, and even...
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One word... COMMUNICATION! First time home buyer and so happy my realtor recommended Pam! She and Tina are the sweetest and if I had to do this all over again, I'd still choose Pam!!
Reply from Pamela Boyd
September 16th, 2025 02:31 PM
Emily thank you for making our job so easy you were the perfect client. If I can help you in anyway, please give me a call. I know you are going to love your new home.
From start to finish, we are extremely pleased with every part of this home buying journey with Fairway! What a blessing it was to have such wonderful and professional people by our side during each and every step.
Reply from Owner
September 16th, 2025 02:32 PM
Millie, it's great to know that you felt supported throughout your home buying journey with Fairway Home Mortgage. Being part of such an important milestone is meaningful to us. If you ever need assistance again in the future, I'm here to help....
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Communication was excellent, and Pam is professional and knowledgeable . It was a wonderful experience from start to finish. Tina kept us informed of all the documents needed and responded right away to all our questions. we will definitely...
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Reply from Pamela Boyd
September 9th, 2025 02:15 PM
Hearing about your positive experience from start to finish is truly rewarding, I'm glad that both Tina and I could provide the support and information you needed throughout the process. You are the clients every loan officer and processor...
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Pamela Boyd has received a review with 5 star rating from Mariana
Reply from Owner
January 9th, 2026 12:01 PM
Congratulations on your new home purchase and thanks for the positive review. Please note it was a true pleasure working with both of you on your home loan. Please let us know is we can help you, your friends, and family in the near and too...
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Pamela Boyd has received a review with 5 star rating from Mariana T
Pam was great to work with. Super responsive and helped us understand the process clearly. We are happy we went with, Pam!
Reply from Pamela Boyd
September 4th, 2025 03:52 PM
I'm glad to hear that you had a positive experience, Mariana. It was a pleasure to assist you and ensure the process was clear and responsive to your needs. If you have any more questions or need further assistance in the future, please don't...
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The help and communication was great
Reply from Pamela Boyd
September 4th, 2025 03:52 PM
I'm glad to know you found the help and communication to be great, Damien. Facilitating a smooth experience is always my goal. If you ever have more questions or need further assistance, please feel free to reach out.
Pam Boyd and Fairway has a very straight forward and convenient process and a very fast response time.
Reply from Owner
September 3rd, 2025 03:40 PM
Helping first time homebuyers is always the best, I am glad it was a great experience for you. If you ever need anything, please let me know. I hope you love your new home.
I had a wonderful experience working with Pam Boyd. From start to finish, she made the mortgage process smooth and stress-free. She was always available to answer my questions, explained every step clearly, and guided me through all of the...
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Reply from Pamela Boyd
August 27th, 2025 02:18 PM
I'm so glad to hear that you had a wonderful experience Making the mortgage process smooth and stress-free is always my goal, and I'm pleased that my efforts to be available and clear were helpful to you. It was a pleasure guiding you through...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA, Conventional, FHA, USDA, Alabama Housing Bond Program, Non-QM Product
Mortgage Products Conventional Loans: typically requiring a down payment of at least 3-20%. FHA Loans: Government-backed loans by the Federal Housing Administration, often with lower down payment and credit score requirements. VA Loans: Loans for veterans and active-duty military members, backed by the Department of Veterans Affairs, often with no down payment. USDA Loans: Government-backed loans for rural properties, often with no down payment. Jumbo Loans: Loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, typically used for luxury properties. Adjustable-Rate Mortgages (ARMs): Mortgages with interest rates that adjust periodically based on market conditions. Loan Services Pre-Qualification and Pre-Approval: Assessing a potential borrower's financial status to determine their eligibility for a loan. Loan Application Processing: Assisting clients with completing and submitting the necessary paperwork for loan approval. Credit Analysis: Evaluating a borrower's credit history to determine the risk level and appropriate loan products. Rate Locking: Locking in a specific interest rate for a certain period, protecting the borrower from rate fluctuations. Loan Structuring: Advising clients on the best loan structure, including loan term, interest rate type, and repayment plan.
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Positions
- Fairway Independent Mortgage Corporation - Co-Branch ManagerMar 1st, 2018 - Current
Memberships
- Southeast Alabama Association of Realtors
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 640458
Achievements
- Scotsman Guide Top Originator 2021 and 2023
Hobbies
- I love love the beach any time of year and antiquing in the fall.
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures