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Waterstone Mortgage Corporation - Oscar Medra...
Loan Originator
Oscar Medrano is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Oscar was amazing from the get-go. He made us a promise when we first talked and delivered even more. We had a bad experience with another mortgage company that resulted in us losing the house, so we were very apprehensive about trying to buy...
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Reply from Waterstone Mortgage Corporation - O...
July 27th, 2026 04:19 PM
Thank you so much for your incredibly thoughtful review! It truly means a lot to hear about your experience. I know how discouraging it can be after a previous transaction doesn't work out, so I'm honored that you trusted us to help you take...
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Always responsive and timely and was able to answer questions in plain english .
Reply from Waterstone Mortgage Corporation - O...
July 27th, 2026 04:09 PM
Thank you for your wonderful review! I'm so glad I could make the process easier by being responsive and explaining everything in plain English. Buying a home comes with a lot of moving parts, and I believe you should always feel informed and...
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Service was
Reply from Waterstone Mortgage Corporation - O...
July 27th, 2026 04:08 PM
Raymond, thank you for your review. It was great working for you!!
Waterstone Mortgage Corporation - Oscar Medrano has received a review with 5 star rating from Carolyn G M
Reply from Owner
July 27th, 2026 01:12 PM
Carolyn, thank you for the positive rating. If you ever need further assistance or have any questions, feel free to reach out.
Oscar is on it! He gets it done with great consistent communication and follow through. Thanks for keeping it fluid!
Reply from Waterstone Mortgage Corporation - O...
July 27th, 2026 04:07 PM
Thank you so much for the kind words! It was a pleasure working with you. Communication and follow through are two things my team and I take great pride in, so I'm glad they made a difference throughout the process. Thank you for trusting us...
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Easy to get the loan with good rates and were able to close a timely fashion
Reply from Waterstone Mortgage Corporation - O...
July 16th, 2026 09:38 PM
Callie, thank you for taking the time to leave us a review! It was a pleasure helping you through your home loan process. I'm so glad we were able to provide a competitive rate and keep everything on track for a smooth, timely closing. Thank...
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Oscar helped us with the HELOC process, as well as purchasing our first rental property.
Reply from Waterstone Mortgage Corporation - O...
July 6th, 2026 07:14 PM
Edward, I'm happy to hear that I could assist you with both the HELOC process and purchasing your first rental property. If you have any more questions or need further assistance, please feel free to reach out.
I requested final numbers multiple times and never got them until the day before closing, I had to just send extra money to cover the costs. I also requested 15 year numbers and still got paperwork with30 year nimbers
Reply from Oscar Medrano
June 22nd, 2026 07:29 PM
Lianne, I appreciate you sharing your experience. I'm sorry to hear about the issues with receiving the final numbers and the mix-up with the paperwork. Please reach out to me directly so I can address your concerns and assist you further.
Oscar and his team worked with us every step of the way making the process smooth for us as new home owners. They were able to work with us and give us the best quality of service despite us changing our minds multiple times. Very patient and...
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Reply from Oscar Medrano
June 4th, 2026 05:10 PM
I'm pleased to know that the process was smooth for you, Brianna. It's nice to hear that my team and I could provide the quality service and patience you needed. If you have any more questions or need further assistance, please don't hesitate...
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we were able to keep our va loan and it was not worrying about the financial part of the transaction
Reply from Oscar Medrano
June 4th, 2026 06:18 PM
I'm glad to know that you were able to keep your VA loan, Alyce. It's important to have peace of mind regarding the financial aspects of the transaction. If you have any more questions or need assistance, please feel free to reach out.
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About
Oscar Medrano is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Oscar leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Oscar will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1763251
Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-1763800. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions