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Waterstone Mortgage Corporation - Oscar Medra...
Loan Originator
Oscar Medrano is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Kristi made this process smooth, easy, and i was amazed at her skills and response times.
Oscar gave me a great rate, good services, and this company was a lifesaver.
Reply from Waterstone Mortgage Corporation - O...
October 1st, 2026 06:38 PM
Thank you so much for the wonderful review! Kristi is incredible at what she does and I’m so glad her responsiveness and attention throughout the process made such a difference. We work hard as a team to make the mortgage process as smooth...
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It has been a pleasure and incredible joy to work with Waterstone Mortgage!
Reply from Waterstone Mortgage Corporation - O...
October 1st, 2026 06:39 PM
It was truly a pleasure working with you as well! We’re grateful you trusted us to be part of your homebuying journey and so happy we could help make it a great experience. On behalf of myself and the entire Medrano team, congratulations and...
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Waterstone Mortage provides excellent customer service and th adherence to real estate industry standards is second to none!
Reply from Waterstone Mortgage Corporation - O...
October 1st, 2026 06:40 PM
We truly appreciate you taking the time to share this! Providing excellent service while making sure our clients are well taken care of throughout every step of the mortgage process is incredibly important to our team. It was a pleasure working...
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Oscar and his team there at Waterstone Mortgage did miracles for me to get into a new home today Oscar along with Kristi His teammate, Made all my dreams possible today and I want to thank them from the bottom of my heart when everybody else...
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Reply from Waterstone Mortgage Corporation - O...
October 1st, 2026 06:41 PM
This is exactly why we do what we do. Reading this truly means more to Kristi and me than you know. We knew how much becoming a homeowner meant to you and being trusted to help find a path forward when you had been told no elsewhere made handing...
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been living in apartment for masn't always been good so I never tried for a home this year when my credit score went up over 620. I said well I'll try it out. I had Home wise deny me then the lady there gave meOscar's number and said this guy...
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Reply from Waterstone Mortgage Corporation - O...
October 1st, 2026 06:42 PM
Jayme, I'm glad to hear that I could assist you in qualifying for a higher amount with the help of my team at Waterstone Mortgage. It's wonderful to know that Krist and I could make a positive difference in your home-buying journey. If you...
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Incredible work, highly recommend. They made the process easy. Any questions I had were answered immediately.
Reply from Owner
September 18th, 2026 01:42 PM
Adrian, I'm glad to hear that you found the process with Waterstone Mortgage smooth and your questions were addressed promptly. Your recommendation is greatly appreciated.
I was kept informed of the progress the entire time. Any questions I had were answered immediately.
Reply from Oscar Medrano
September 18th, 2026 03:33 PM
Adrian, I'm pleased to know that you felt well-informed throughout the process and that your questions were answered promptly. It's important to me and the team at Waterstone Mortgage to provide clear communication and support.
only problem we had was the person who was supposed to appraise. Our property did not do it for two weeks, which held us back on being able to close, but they did find another appraiser that was able to do it so it all worked out.
Reply from Oscar Medrano
September 15th, 2026 04:28 PM
Terence, I apologize for the inconvenience caused by the initial delay with your appraisal. I'm glad that we were able to find another appraiser and resolve the issue in time to close. Thank you for your patience and for choosing Waterstone...
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Oscar and his team at Waterstone Mortgage Company were extremely helpful, professional, and responsive throughout the entire process. They provided excellent service and were attentive to my questions and needs. I would highly recommend Oscar...
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Reply from Oscar Medrano
September 11th, 2026 03:58 PM
James, I'm thankful for your kind words and recommendation. It's great to know that my team and I could provide the service and support you needed throughout the process. If you have any more questions in the future, please feel free to reach...
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The first oerson assigned to do the appraisal never did it so the appraisal on the house wasn't done until 4 days before our closing date therefore delaying our closing from Friday until Monday and we had to call the utilities to delay and...
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Reply from Oscar Medrano
September 9th, 2026 05:36 PM
Melanie, I’m sorry to hear about the delay with the appraisal and the inconvenience it caused. I understand how frustrating this must have been for your planning. Please reach out to me directly if you’d like to discuss this further.
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About
Oscar Medrano is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Oscar leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Oscar will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1763251
Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-1763800. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions