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Waterstone Mortgage Corporation - Oscar Medrano - Loan Originator in Albuquerque, NM
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Waterstone Mortgage Corporation - Oscar Medra...

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Loan Originator

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Oscar Medrano is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
  • google
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    Joshua F
    Posted on July 24th, 2026 03:42 AM
    Oscar and Phil are the best , they worked till 9pm every night to take care of all the paperwork as fast as possible for us. Super professionals, knowledgeable and dedicated to getting the job done. Both of them found ways to save us money...
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    Reply from Owner
    July 27th, 2026 04:22 PM
    Wow, thank you so much for the incredible support! It was an absolute pleasure working with you. Phil and I are passionate about making the mortgage process as smooth as possible, and we're willing to put in whatever time it takes to get our...
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    Joshua F S
    Rio Rancho, NM
    Posted on July 24th, 2026 03:42 AM
    Oscar and Phil are the best , they worked till 9pm every night to take care of all the paperwork as fast as possible for us. Super professionals, knowledgeable and dedicated to getting the job done. Both of them found ways to save us money...
    read more
    Reply from Waterstone Mortgage Corporation - O...
    July 27th, 2026 04:20 PM
    Thank you so much for the incredible review! It was truly a pleasure helping you through your home purchase. Phil and I are committed to doing whatever it takes to keep things moving and make the process as smooth as possible, and we're so...
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    Natalisa S
    Rio Rancho, NM
    Posted on July 24th, 2026 03:41 AM
    Oscar was amazing from the get-go. He made us a promise when we first talked and delivered even more. We had a bad experience with another mortgage company that resulted in us losing the house, so we were very apprehensive about trying to buy...
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    Reply from Waterstone Mortgage Corporation - O...
    July 27th, 2026 04:19 PM
    Thank you so much for your incredibly thoughtful review! It truly means a lot to hear about your experience. I know how discouraging it can be after a previous transaction doesn't work out, so I'm honored that you trusted us to help you take...
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    Aaron F
    Edgewood, NM
    Posted on July 21st, 2026 01:39 PM
    Always responsive and timely and was able to answer questions in plain english .
    Reply from Waterstone Mortgage Corporation - O...
    July 27th, 2026 04:09 PM
    Thank you for your wonderful review! I'm so glad I could make the process easier by being responsive and explaining everything in plain English. Buying a home comes with a lot of moving parts, and I believe you should always feel informed and...
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    Raymond M
    Rio Rancho, NM
    Posted on July 19th, 2026 12:57 PM
    Service was
    Reply from Waterstone Mortgage Corporation - O...
    July 27th, 2026 04:08 PM
    Raymond, thank you for your review. It was great working for you!!
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    Carolyn G M
    Posted on July 18th, 2026 07:10 PM
    Waterstone Mortgage Corporation - Oscar Medrano has received a review with 5 star rating from Carolyn G M
    Reply from Owner
    July 27th, 2026 01:12 PM
    Carolyn, thank you for the positive rating. If you ever need further assistance or have any questions, feel free to reach out.
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    Carolyn G M
    Rio Rancho, NM
    Posted on July 18th, 2026 07:10 PM
    Oscar is on it! He gets it done with great consistent communication and follow through. Thanks for keeping it fluid!
    Reply from Waterstone Mortgage Corporation - O...
    July 27th, 2026 04:07 PM
    Thank you so much for the kind words! It was a pleasure working with you. Communication and follow through are two things my team and I take great pride in, so I'm glad they made a difference throughout the process. Thank you for trusting us...
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    Callie M
    Albuquerque, NM
    Posted on July 14th, 2026 01:59 PM
    Easy to get the loan with good rates and were able to close a timely fashion
    Reply from Waterstone Mortgage Corporation - O...
    July 16th, 2026 09:38 PM
    Callie, thank you for taking the time to leave us a review! It was a pleasure helping you through your home loan process. I'm so glad we were able to provide a competitive rate and keep everything on track for a smooth, timely closing. Thank...
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    Edward K
    Albuquerque, NM
    Posted on June 28th, 2026 01:48 PM
    Oscar helped us with the HELOC process, as well as purchasing our first rental property.
    Reply from Waterstone Mortgage Corporation - O...
    July 6th, 2026 07:14 PM
    Edward, I'm happy to hear that I could assist you with both the HELOC process and purchasing your first rental property. If you have any more questions or need further assistance, please feel free to reach out.
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    Lianne C
    Spokane, WA
    Posted on June 14th, 2026 03:36 PM
    I requested final numbers multiple times and never got them until the day before closing, I had to just send extra money to cover the costs. I also requested 15 year numbers and still got paperwork with30 year nimbers
    Reply from Oscar Medrano
    June 22nd, 2026 07:29 PM
    Lianne, I appreciate you sharing your experience. I'm sorry to hear about the issues with receiving the final numbers and the mix-up with the paperwork. Please reach out to me directly so I can address your concerns and assist you further.
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    About
    Oscar Medrano is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Oscar leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Oscar will help you find the perfect mortgage.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS #1763251
    Disclaimer
    Washington Consumer Loan Branch Office Licensee #CL-1763800. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions