
Winter Haven, FL
Winter Haven, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Business Hours
Sun
closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
I can honestly say Mr Roland Victor made my first home buying experience a very pleasant one. From our first conversation he explained each and every option that was available to us and my Husband and I never felt pressured into any decision....
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They make it fast and easy process to buy a house.
Always checking on us. you call, he answers, you have questions, he has the answer. if he doesn't he will found out. if he cannot answer right away, he will text you.
Element Home Loans was very professional and informative. They guided me through the most significant financial decisions.
It was extremely complex application with multiple
Delays and too many issuess
Roland was very detailed in helping me get the best financing option for my purchase. He worked diligently to facilitate a seamless lending experience. I will always use him for my financing needs.
Roland is awesome to work with and he is very knowledgeable.
It went smoothly
Roland worked hard from the first day we met him down to the last minute before closing, literally! He was professional and explained every step in the process to us as new homebuyers. I have already recommended him to several family and friends...
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Very helpful, answered my many questions and helped get my mortgage approved with everything that was promised
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.