
Winter Haven, FL
Winter Haven, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Roland Victor is so personable as well as knowledgeable. After speaking to him the first time, my mind was made up to go with him and Element Lending. He kept me up to date every step of the way. Can't say enough and I've already passed his...
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Roland was very knowledgeable and explained everything to me. He was very friendly and was able to meet my needs with a quick approval/closing. It was a pleasure working with him and would highly recommend him to anyone.
From the start of the loan process all the way to the final day of closing- Roland was just a phone call or text away! Always so positive, helpful and had my best interest at heart. Full of positive energy and knowledge!! Highly recommend Roland...
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Roland did a excellent job getting me started on the refinance process. Was able to get a great deal and rate and save money. Roland was a big help through the whole process.
very informative and pleasant to work with.
Great to work with . Quick responses. Treated us like family and made the process easier.
Roland was a key part of the purchase of our home and he did an amazing job at making the process effortless. He was very efficient at answering questions and kept us informed from beginning to end.
Awesome help and support throughout the entire process!
Roland worked to be transparent about all upcoming fees and monetary transactions. Roland is also well versed and savvy with the 203k loan and was able to answer and alleviate all my concerns with the pitfalls of the process. Roland worked...
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I had a great experience. Thank you for helping me again a second time with refinancing.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.