
West Palm Beach II, FL
West Palm Beach, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
AJ is very professional and made the whole process easy. We are blessed to have found such a knowledgeable young man! I would highly recommend this company !
Thanks for you and your teams persistence and performance to complete our home purchase.
We truly appreciate Zach and his team for making it possible for my family to be first time homeowners! After a horrible experience at other agency, He made the entire loan process run smoothly and very professional. I highly will recommend...
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AJ was always very knowledgeable with all the questions we had. He also always went be on our expectations to help us get all the documents signed and understand everything. He was great to work with.
Easy to contact and to communicate. He was able to lock in a low interest rate while dealing with other clients. He informed me on a options then FHA due to me having good credit. I was able to put less down and save money on my monthly payment....
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Zach kept us informed every step of the way. He sleays answered our questions and alleviated any anxieties we had. He is an asset to the business.
Communication was good and he was very thorough
Thanks for the prompt and thorough service. I really appreciate the quickness of your responses and communication to get this process done.
It was a pleasure working with and meeting AJ. He is very knowledgeable and professional on all matters of the experience. He confidence offers a cool relaxing feeling making you feel secure in such a tense and vulnerable time.
AJ was very knowledgeable and shared the information so that I could understand. He kept me well informed and used multiple and creative ways to do so. He and Betsy are great members of the team. Both very kind and easy to talk to. I enjoyed...
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.