West Palm Beach II, West Palm Beach, FL
West Palm Beach, FL
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
They took great care of us. Gave us all our options and had a presentation to help us understand which loan was right for our needs.
Reply from Zach Childress at Element Home Loan...
August 3rd, 2026 03:04 PM
I'm pleased to hear that you felt well taken care of, Audrey. I'm glad the presentation helped you understand your options and find the right loan for your needs. Thank you for sharing your experience!
When I first reached out to Zach, it was on a Sunday, and I'll never forget that he called me back almost immediately. At a time when I was overwhelmed and beginning one of the biggest decisions of my life, that simple act gave me confidence...
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Reply from Zach Childress at Element Home Loan...
August 3rd, 2026 03:04 PM
Doris, I'm truly touched by your kind words and grateful for the opportunity to assist you and your family on this journey. Knowing that I could provide support and guidance during such an important time means a lot to me. Thank you for your...
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AJ was Always in touch as needed and went out of his way to be ava for any questions I may have had.
Everyone was responsive.
My wife and I could not have wished for a better home buying experience. AJ and his team (thank you Mona, Jade and Vanessa) made the entire process as painless as possible. AJ was always available to help at any day or hour of the week. If...
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AJ was great! Easy to get a hold of for any questions and quick to update us on what was going on during the process! He seemed to really look out for my wife's and I best interest . you can tell he loves what he does and has a passion for...
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Reply from AJ Pasquale | Loan Officer | Elemen...
July 20th, 2026 02:24 PM
Thank you, Ryan, for sharing your experience. I'm really glad to hear that you found it easy to reach out with questions and that the updates were timely. It’s important to me to look out for my clients' best interests and I'm happy to know...
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As a realtor, I truly appreciate working with a lender who communicates well and keeps everyone informed. AJ kept me updated throughout the entire proces, were always on time and made my clients feel comfortable and valued. AJ's professionalism...
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Reply from AJ Pasquale | Loan Officer | Elemen...
July 20th, 2026 02:23 PM
Thank you, Michelle, for sharing your positive experience. I am glad to hear that my communication and approach helped make the transaction smooth for you and your clients. I'm grateful for the opportunity to work together and look forward...
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Everyone i spoke with was informative and helpful.
Reply from AJ Pasquale | Loan Officer | Elemen...
July 20th, 2026 02:20 PM
Lauren, I'm glad to hear that you found everyone at Element Home Loans to be informative and helpful. It was a pleasure working with you, and if there's anything more I can assist with, please feel free to reach out.
As a single teacher buying my first home completely on my own, I was so nervous to even make the initial call. I felt unsure of where to begin, if I could do it, and how it would be. But from the very first conversation, AJ completely put my...
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Reply from AJ Pasquale | Loan Officer | Elemen...
July 7th, 2026 07:47 PM
Natalie, I'm really glad to hear that I could help make your first home-buying experience a positive one. It's wonderful to know that my team and I could provide the support and guidance you needed throughout the process. Congratulations on...
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Did a bridge loan that we could not get from anyone else. Life saver.
Reply from AJ Pasquale | Loan Officer | Elemen...
June 24th, 2026 03:44 PM
I'm pleased to hear that we were able to assist you with the bridge loan, Diane. It's great to know that our services made a positive impact on your situation. If you need any further assistance, please feel free to reach out.
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.