Embrace Home Loans - Fairfax, VA
Fairfax, VA
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Buying our first home was a long journey, and Patrick was there every step of the way. He was always available to answer our questions, explained the process clearly, and kept us updated throughout underwriting and closing. His professionalism,...
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Reply from Owner
August 8th, 2026 12:00 AM
Thank you both for trusting me and my team to help you with the process! You both were a joy to work with and I am so happy for your entire family!
Working with Pat Holland at Embrace Home Loans was an incredible experience from start to finish. Navigating mortgage options and VA loan financing can easily feel overwhelming, but Pat made the entire process clear, strategic, and stress-free....
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Reply from Owner
August 5th, 2026 01:49 PM
Alexander, I'm grateful for your kind words about your experience with me at Embrace Home Loans. It was my pleasure to help you navigate the mortgage options and VA loan financing. I believe in providing clear guidance and being there for my...
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Working with Pat Holland at Embrace Home Loans was an incredible experience from start to finish. Navigating mortgage options and VA loan financing can easily feel overwhelming, but Pat made the entire process clear, strategic, and stress-free....
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Reply from Patrick Holland
August 5th, 2026 01:49 PM
Alexander, I'm grateful for your kind words and pleased to know that my efforts made the process clear and stress-free for you. Taking the time to thoroughly explore financial scenarios and ensure understanding is important to me. Your feedback...
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Lisbeth was amazing to work with throughout my home-buying journey! She was always responsive, knowledgeable, and made the entire loan process smooth and stress-free. I'm so grateful for her help and highly recommend her to anyone looking for...
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Lisbeth, she was so great and friendly. Always there to answer any questions and made the process easy and smooth. So greatful for Lisbeth help and guidance!
Reply from Lisbeth Najarro
August 7th, 2026 02:02 PM
Rosa, me alegra saber que encontraste el proceso fácil y fluido. Aprecio tus amables palabras sobre mi ayuda y orientación. Siempre estoy aquí para responder a cualquier pregunta que tengas.
Is Vicki the best in the business? Yes. Am I repeat customer who will continue to use her? Also yes.
She remains kind, knowledgeable, responsive and operates with integrity.
Reply from Victoria Kiser
August 5th, 2026 05:12 PM
Bob, thank you so much for your 5-star review and for your loyalty! I am so happy to have had the opportunity to assist you and Melissa through several chapters. Wishing you many happy years in your new home!
Very professional!!! We r really thankful for being patient and help us through our first home buying experience!!!
Reply from Owner
August 2nd, 2026 04:41 AM
So happy you had a great experience with me and my team. Congrats on your new home and we wish you many happy years in your new home!
Pat was really helpful and peatient with every step of our home buying process!!! We really appreciate the hep and the extra time he used to clarify and guie as all through the way !!!!
Reply from Patrick Holland
August 2nd, 2026 12:59 AM
Hawi, I'm grateful for your kind words. I'm pleased to know that my patience and guidance were helpful during your home buying journey. It was my pleasure to assist you every step of the way. Thank you for sharing your experience!
Jonathon was very helpful to me as a first time home buyer, being honest about the process, and willing to work to help me understand all the steps along the way
Reply from Jonathon Hodgkinson
August 6th, 2026 04:25 PM
Nicolas, I appreciate your kind words and am glad to hear that I could assist you as a first-time home buyer. It's important to me that you felt supported and informed throughout the process. If you have any more questions or need further assistance,...
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Lisbeth Najarro - Mortgage Loan Officer - NMLS #1589567 has received a review with 5 star rating from Josseline C
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About
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2019
Time Zone
Eastern Standard Time (EST)
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.