Guild Mortgage - Carlsbad, San Diego, CA
San Diego, CA
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ti... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
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Reviews from Web
I had an excellent experience working with Baxter Scruggs on my recent real estate transaction. Their communication was clear and consistent, and they made the process smooth from start to finish. I’d highly recommend them to anyone looking...
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Reply from Baxter S Scruggs
October 13th, 2025 05:36 PM
I'm grateful for your recommendation, Michael. I'm glad to hear that the communication met your expectations and that the entire process was smooth for you. If you have any future questions or need further assistance, don't hesitate to reach...
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Julia has been our lender for our last two home purchases. She helped us every step of the way, very knowledgeable, and is always available for questions. Highly recommended!
With over 20 years experience in Real Estate one can only imagine how many Lender introductions I have had! There have been too many to count or remember. But this is where Julia CRUZ is different! She is memorable on all accounts! Both on...
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Love Julia! She’s a great communicator, very personable and makes the process easy!
Julia is knowledgeable and responsive. She is always willing to answer questions and made the refinancing process easy.
Vida was phenomenal; not only did she ensure a smooth transaction on the purchase , but was also pivotal in finding solutions helping the lender on the sell side. I will Refer her services in the future!!
Reply from Guild Mortgage - Vida Khavari
September 27th, 2025 04:41 PM
Thank you Eric, for your kind words. I really appreciate your efforts in ensuring the contingent offer and sale was accomplished in such a challenging market. :) Great team work!
Baxter and team were very easy to work with and were patient with my difficulties in handling all the tech involved with the transaction.
We were pretty nervous buying our first home and taking on that debt. But Julia made us feel very at ease and got us a great rate and was even licensed to qualify us for the MCC tax credit, saving us a lot of money. A huge relief. This was...
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Baxter was great to work with. He made the whole process very easy to follow and understand. Baxter made a video explaining what we needed at get for paperwork and when to expect to complete it. Very helpful for someone that has not bought...
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Working with Julia has been such a positive experience. She is not only extremely knowledgeable and professional, but also genuinely kind and caring. She always puts her clients’ best interests first. What truly sets her apart is the way she...
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Financial Services
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 156359
Disclaimer
We are licensed to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;