

RWM Home Loans - California, San Diego, CA
Empowering our communities through homeownership
San Diego, CA

We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loa... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Rhonda and her team were absolutely wonderful to work with. My husband and I refinanced our house for the first time and Rhonda was truly patient with us and incredibly helpful. She’s also wonderfully kind and kept us on track during the entire...
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Reply from Owner
February 7th, 2026 12:00 AM
Thank you Brittani! It was a pleasure to work with you! Thank you for the kind words!
Phebe and her team are experts in finding the right product for each client. From Self-Employed, to first time buyers… Communication customer service is top-notch. Highly recommend.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thanks for the great review! Thank you so much for your partnership and support throughout all these years. It means the world to me.
Phebe and her team are top notch! They are excellent at finding just the right product for the buyer and then helping navigate the transaction to closing. We would highly recommend reaching out. You won't be disappointed!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you for your wonderful review. My team and I are so appreciative of your partnership and support. Working with you and your team makes for a smooth transaction. Hoping 2023 is the best year yet!
Phebe and Aarica were so kind. They made sure my process went so smooth and quick. I appreciate the never ending guidance; I am truly grateful.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you Theiry for the great review! Being able to help you thru the first time of buying a home was such an honor for us! I feel like I have known you your whole life and it always makes me proud when someone I have watched grow up purchases...
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The whole process went very smooth!
Reply from Rhonda Holt
July 29th, 2025 08:04 PM
Jamal. thank you for the kind words! Please let us know if we can do anything for you in the future!
Phebe is top-notch and knows the lending industry. She is willing to answer questions 24/7 outside business hours and on the weekends. Her communication is like no other. Her top priority is helping her clients.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for trusting my team and I with your precious clients. I appreciate it more than you know.
This team was communitive each week my client knew where she was at in the process, what to expect and how things were going. This team gave my client options and guided her in the right direction in how to become a home owner.
Sean Kelly and his team are very knowledgeable in the home loan industry. More than just getting a loan or a rate, they are trusted advisors and give honest advice and tell you if something doesn't make sense or even if they can't get a loan...
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Reply from Owner
January 29th, 2024 12:00 AM
Hi Joshua, we are so glad to hear that Sean provided such a fantastic level of service! Sean and our team are committed to ensuring you have the best outcome possible, even if that means working with us may not be the right option at that time....
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Tracey is absolutely unbelievable! He is so professional and also fun to work with!
Reply from Tracey Day
February 20th, 2025 09:40 PM
Thanks Kendra!! Love working with you as a homeowner as well as a realtor!!
Communication is key!! They go above and beyond. Phebe and her team also have great response time and are always speedy and get back to the client & agent right away!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for the wonderful review. Your partnership is valuable to me, and your friendship is even more special. I am excited to see what 2023 holds for you. I love it when business partners become good friends.
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About
We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loan process focused on communication.
We offer a variety of loan options and our local mortgage team is ready to serve your home financing needs today and far into the future.
Equal Housing Lender
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and CA Department of Financial Protection and Innovation under the California Mortgage Lending Act.
Company NMLS: 79445 Company DRE: 01174642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445