RWM Home Loans - California, San Diego, CA
Empowering our communities through homeownership
San Diego, CA
We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loa... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Phebe and her team are incredibly communicative and helpful throughout every step of the process. Our most recent transaction could not have gone better!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you, Brett, for your excellent review of Thrive Mortgage and myself. I'm glad to hear that you found our team helpful. We strive to provide the best service throughout every step of the process. I am always grateful when I am working...
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Matt Royer - RWM Home Loans - Mortgage Broker
Matt was incredibly helpful throughout the process, and was always available to help us navigate our new home mortgage. He’s a great choice!
Reply from Owner
January 9th, 2026 10:26 AM
I loved working with you and Ashley to purchase your new home. I will be in touch with a home refinance makes sense and still cannot believe we found our small world connection at closing. How cool was that?!?
Phebe goes above and beyond!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for your kind words and 5-star rating, Jena! I'm thrilled to hear that you think I go above and beyond - that's exactly the level of service I aim to provide at Thrive Mortgage. It was a real pleasure working with you, and...
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Phebe is amazing! I love working alongside her every chance I get. She makes the client experience so wonderful
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for your wonderful review, Amy! I'm thrilled to hear that you've enjoyed working with me. It's always my goal to ensure that every client has a great experience with Thrive Mortgage. Your 5-star rating is greatly appreciated...
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Karen kept me up to date every step of the way. She even contacted me outside her business hours which shows her comment. Very professional, friendly and timely.
Reply from Karen Parry
June 25th, 2025 03:37 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Really coached me through the entire process so that I understood everything.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much, Kathryn, for your kind words and stellar rating. I'm thrilled to know that you felt guided and educated throughout the process. At Thrive Mortgage, we believe in creating a comfortable and well-understood experience for our...
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Got it done quickly.
Reply from Karen Parry
June 25th, 2025 03:37 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Phebe and her team have been so easy to work with and kept me and my clients informed of each step during the entire transaction. Very smooth and easy to work with.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm thrilled to hear about your positive experience, Jenny! Ensuring a smooth and worry-free process for my clients is always a top priority for me and my team at Thrive Mortgage. I'm glad to know that you appreciated our commitment to communication...
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Excellent knowledge in the process. Answered our questions quickly and in an understanding manner. Quick with replies to emails and texts. Excellent smooth experience. Good job by all who helped us.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for your feedback, Stephen. I'm thrilled to hear that you had a smooth experience with Thrive Mortgage. Our team is always here to provide quick and knowledgeable responses to all your inquiries. It was a pleasure to assist...
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Phebe was super patient with me as a new home buyer, went above and beyond to make sure I got my dream home.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much, Jennifer, for your kind words and high rating! As a representative of Thrive Mortgage, I'm so excited for you! It was truly a pleasure assisting you in securing your dream home. Your trust in us is much appreciated and we...
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About
We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loan process focused on communication.
We offer a variety of loan options and our local mortgage team is ready to serve your home financing needs today and far into the future.
Equal Housing Lender
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and CA Department of Financial Protection and Innovation under the California Mortgage Lending Act.
Company NMLS: 79445 Company DRE: 01174642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445